We know getting your funds fast is important to you. That's why we issue our loans using Interac e-Transfer. This means you get your cash right away. This is much better than EFT loans that some lenders use, as they will only arrive on the next business day. If you apply late on Friday, you might not end up with any money until Monday. What's the point of a payday loan that takes 3 days to arrive?
Furthermore, most lenders only issue their loans during business hours. That can be a real problem if you don't manage to check your email in time.
Unlike most lenders, we operate 24/7. It doesn't matter when you accept the contract, we will send you the funds within minutes. As long as your bank supports Interac e-Transfer, and virtually every Canadian bank does, you won't have a problem.
Once you have filled out the application form and submitted your banking details through our secure banking data provider, we will send you an email with a link. Clicking the link will take you to a page where you will be shown the contract that details the terms of the loan, as well as an electronic signature box and some terms and conditions that you must agree to.
As soon as you fill in the digital signature and submit the form, our systems will automatically dispatch an e-Transfer to the email address you provided in the application process. It's really that simple.