How do I apply for a loan with you ?
You can apply for a payday loan with us safely and easily on our website!
To apply for a payday loan with us, you must be employed full-time, make at least $1000.00 a month on employment income alone, have at least two payroll deposits in your account. We do not offer loans based on disability, child tax, employment insurance, pension, social assistance or self employment.
If you meet all the above criteria, please click ‘Apply Now’ and fill out the application. The application will request the following information; Full Name, Home Address, Date of Birth, Two Contact Phone Numbers, Social Insurance Number, Net Payroll Amount , Previous payroll date as well as the next two payroll dates.
Once the application form is filled out, you may be redirected to submit your banking information from the account your payroll is deposited to. You may be asked to download an app onto either your desktop computer / smartphone and screen capture the last 180 days of banking transaction, or use a web process to do this.
When our system confirms that we have received your banking information, we will send you an email to complete the application. You will be asked to confirm your bank account information (Institution, Transit and Account Number) for the funds deposit as well as your employment information.
Once we verify all the information, we will process a loan application and if approved, we will email a contract to the email on the application. The contract will detail when you are receiving the payday loan, what account the loan will be deposited into (if applicable ), the repayment date as well as the repayment amount.
Please review the contract in full before accepting the loan. Once the loan is accepted, we will complete the loan application and sent the loan to you either by e-transfer or by direct deposit depending on which province you reside in.