Safe. Fast. Affordable.

You can get payday loans for up to $1500 in as little as 15 minutes!
My Canada Payday is in the business of getting you your fast cash advance now!

Our rates are highly competitive!
Most lenders demand that you repay your loan immediately on your next payday. Do you need your cash for a little bit longer? You can request your next-but- one pay date to repay, and save lots of cash.

We don't believe in hassles.
Nobody likes red tape, so we keep it simple. We aren't going to ask you a hundred questions about what you want the money for, and our signup form is only one short page. Also, no fax is required for applying for the loan.

It couldn't be faster.
Why drive all the way to a storefront? You can have money in your account in as little as 15 minutes, without even leaving your computer. Did we mention that no fax is necessary either?

Getting a payday loan couldn't be simpler.
All you have to is fill out a one page form and you are ready to get some money deposited into your account.

Prefer Telephone?
Our customer service agents are happy to help you apply for your loan. It only takes a few minutes to be approved and your money can be in your account in just half an hour. We work hard to approve everyone and pride ourselves on approving almost everyone for a cash advance! We are certain that you will find us to be the best lender in all of Canada.
Vancouver: 604-630-4783
Halifax: 902-332-3579
Toronto: 289-472-5204
Toll Free: 877-730-8406

Prefer to visit a Store?
No Problem! If you'd like to come down to our storefront and do your application in person, have a look at our Store Locations Page
We'll be happy to help you out!

Fraud Alert
Please be advised that there is a company pretending to be us offering loans. Read more

Getting a loan is safe and easy.
We are a fully licensed online payday lender. Click the button below to get information about online payday loans and the provincial licensing requirements for lenders.

BC Payday License # 52546 - 2015-10-31
Ontario Payday License # 4721539 - 2016-02-22
Nova Scotia License # 1843061 - 2016-07-31
Saskatchewan License # 100055 - 2016-03-29
We Lend Across Canada
Major Canadian Cities
Ottawa Toronto Regina Saskatoon Surrey Vancouver

APR Information

The Annual Percentage Rate (APR) on a 14 day loan is 600% in BC, 547% in Ontario, 600% in Saskatchewan and 574% in Nova Scotia.

Implications of Non Payment

If a pre-authorized withdrawal is returned to My Canada Payday for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. In these cases you will be charged an NSF fee from My Canada Payday of $20 in BC, $50 in Ontario, $50 in Saskatchewan and $40 in Nova Scotia. You may also incur an overdraft charge from your bank. In addition, an annualized interest of 30% n BC and 59% in all other provinces will accrue from the loan repayment date up to and including the eventual repayment date.

Our in-house collections department meets or exceeds the collection practices as set out by each of the relevant provincial authorities.

If you fail to repay your loan to My Canada Payday, your credit score may be negatively impacted.

My Canada Payday does not offer automatic renewals (rollovers) on its payday loans. If you want to borrow again, you must repay any other outstanding loans you have with us.