We know getting your funds fast is important to you. That's why we issue our loans using Interac e-Transfer. This means you get your cash right away. This is much better than EFT loans that some lenders use, as they will only arrive on the next business day. If you apply late on Friday, you might not end up with any money until Monday. What's the point of a payday loan that takes 3 days to arrive?
Furthermore, most lenders only issue their loans during business hours. That can be a real problem if you don't manage to check your email in time.
Unlike most lenders, we operate 24/7. It doesn't matter when you accept the contract, we will send you the funds within minutes. As long as your bank supports Interac e-Transfer, and virtually every Canadian bank does, you won't have a problem. It's our top priority to get you funds when it's convenient for you and not the other way around.
Once you have filled out the application form and submitted your banking details through our secure banking data provider, we will send you an email with a link. Clicking the link will take you to a page where you will be shown the contract that details the terms of the loan, as well as an electronic signature box and some terms and conditions that you must agree to.
As soon as you fill in the digital signature and submit the form, our systems will automatically dispatch an e-Transfer to the email address you provided in the application process. The email should look like this:
Once you click the link in the email, you'll see this screen:
Choose your bank, and you'll be prompted to enter your online banking credentials. Once you've done that, the funds will be in your account and available for use instantly. No holds, no problem!
We offer loans to people who live in any of these provinces:
You'll need to have a steady source of income. That could either be a regular paying job or a pension. In addition, you'll need to be 19 years of age or older. Bad credit isn't a problem, as there is no credit check. You will have to provide your online banking details in order to apply though.
Most banks already support e-Transfers, and if they do then they will also be available 24/7. There are a small number of banks, mostly credit unions, that still don't support Interac however. If you are at one of the "big 5" banks you will have no difficulty getting an e-Transfer though.
If we didn't answer your question here, please contact us!
Absolutely, we issue loans every day of the week. We're always available to take your application and get you the funds you need fast.
Yes, our online loan acceptance system operates 24 hours a day.
There is no credit check for our payday loans.
We don't do credit checks, so if you have bad credit it won't be a problem.