How to Get Payday Loans for People on Disability

Payday loans are a great way to help bridge the gap from one paycheque to the next—but what happens when you are out of work? Can payday loans also help supplement disability payments?

If you or someone you know are on disability and aren’t sure how the payday lending process works, you’re not alone! In this blog we’ll talk about why payday loans for people on disability are so useful and, most importantly, how you can get them.

Continue reading...

Free Canadian Government Grants to Pay Off Debt

Although free Canadian government grants to pay off debt may be just as mythical as a unicorn, that doesn’t mean that you can’t get out of debt. See the sections below for a handful of real programs and resources that you can take advantage of today to start chipping away at your debt and move toward financial freedom.

Continue reading...

Parenting Money Tips: How to Save Money as a Parent

Saving money is tough, no matter how you look at it. It’s even tougher when kids are in the mix: suddenly, you have more mouths to feed, more bills to pay, and greater demands on what are considered monthly necessities. However, it is absolutely possible to learn how to save money as a parent! In the sections below, we’ll show you real, actionable steps that you can take to keep your financial health (and your growing family) on the right track.

Continue reading...

10 Ways to Find Fast Cash in Canada

Whether you find yourself scrambling to pay your rent, keep your utilities running, or afford an emergency expense—like a car repair or a busted refrigerator—you can’t always afford to wait for your next paycheque to come through.

Luckily, there are plenty of opportunities to find fast cash in Canada. You just need to know where to look! To that end, we’ve put together a list of the 10 best ways to get cash quickly, so you can keep all of your financial trains running exactly on time.

Continue reading...

What Are Installment Loans and Revolving Credit?

Don’t make the mistake of letting yourself sign up for the wrong type of loan. Keep reading to see the difference between installment loans and revolving credit—and most importantly, the advantages and disadvantages of both!

Continue reading...

10 Tax Tips for Young Professionals

It isn’t always easy to find the answers—and as you learn more about filing your taxes, you might even come up with new questions entirely. That’s why we’ve put together the top 10 tax tips for young professionals in Canada to help you understand exactly what you are up against. If you’re ready to start thinking about filing your taxes, start with the tips below to make the process as stress-free and as efficient as possible!

Continue reading...

What to Do with Your Tax Refund

There are plenty of great ways to take your tax refund and turn that money into smart financial moves. After all, your return isn’t coming out of thin air: it’s a percentage of your hard-earned income over the past year. Why not use this opportunity to make your money work for you this year?

If you’re stuck on how to use your tax refund for the greater financial good, don’t panic—we’ve already done the hard work for you. Below, we’ve compiled seven of the best ways to turn your refund into better financial management in 2020 and beyond.

Continue reading...

How to Prepare for Tax Season 2020

If you’re starting to feel the pressure from tax season, don’t worry: we’ve got you covered. In the sections below, we’ll cover the best tips on how to prepare for tax season 2020 to help you make it through these next couple of months (without tearing your hair out in the process).

Continue reading...

What is an Emergency Fund and How to Build One

If you don’t have an emergency fund set up yet, you’re not alone. Only a quarter of Canadians have emergency funds set aside. And in those aged 18–34, as many as 35 percent have zero savings, let alone an emergency fund (yikes).

In the sections below, we’ll go over what an emergency fund is and show you some real, actionable changes you can make in your personal finances to free up extra cash for your own emergency fund. Don’t let life’s unpredictability win—we’ll help you stack your deck against any unforeseen expense that comes your way!

Continue reading...

What is Minimalism? How Sustainable Living Can Save You Money

If you haven’t heard of minimalism or sustainable living before, you may want to consider using them as a way to simplify your finances and save money over the long term. This is especially true if your finances are causing stress and anxiety, or if you are looking for a more holistic way to organize and declutter. Read more about what minimalism and sustainable living looks like and give you three steps that you can take to use them both to save money.

Continue reading...