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A Quick Guide to Short Term Loans in Canada

We’ve all been there—all of a sudden your dishwasher breaks and you don’t have enough to cover the repair until the next paycheque in two weeks. Or you’re down to your last $10 and you forgot to leave room to pay that electric bill for the month. You could overdraft your bank account, but you’ll have to deal with all of the fees that come along with it (and suddenly, …

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All About Online Loans

In a world where even doctor visits can be completed online, you have more ways than ever to get a loan. Of course, the easiest way to get a loan is by choosing online loans. With online loans, you can get a loan right from your living room, without even having to leave the house—and who wouldn’t want to avoid changing out of sweatpants and driving to the bank!

Getting …

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Small Loans - My Canada Payday

We tend to think about loans in big amounts—like when you need to take out a mortgage or finance a car. But what if you don’t need thousands of dollars? Do you have to take out a huge loan and put yourself into more debt than what you actually need? Thankfully, small loans are available to help you!

With small loans, you can still get the funds that you need …

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What is an Open Loan?

Secured, unsecured, fixed rate, variable rate, closed, open—there are tons of different kinds of loans out there. Choosing the right loan for you means first understanding what the requirements for these loans are, and then applying those requirements to your unique financial situation. Not every loan is going to be a perfect match for your needs!

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What is a Vig on a Loan?

Simply put, vig is a slang term that is used to describe the interest rate for a loan. If someone asks, “What’s the vig on the loan?” what they are really asking is, “How much money are you paying in interest for your loan?” In a world like The Sopranos, however, where loan sharks are everywhere, they’re referring to interest paid in cash. And for loan sharks and characters like Tony Soprano, the vig is straight profit.

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How Do I Know if a Loan Company is Legitimate?

Don’t make the mistake of choosing a lender that isn’t legit—you could end up paying much more than just the cost of your loan. In our blog, we’ll show you the top criteria to look out for when evaluating a lender to make sure you are working with a legitimate company.

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How to Get Payday Loans for People on Disability

Payday loans are a great way to help bridge the gap from one paycheque to the next—but what happens when you are out of work? Can payday loans also help supplement disability payments?

If you or someone you know are on disability and aren’t sure how the payday lending process works, you’re not alone! In this blog we’ll talk about why payday loans for people on disability are so useful and, most importantly, how you can get them.

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Payday Loans that Accept Child Tax Benefits

Whether you’re getting ready to start a family and want to learn more about the child tax benefit, or you’re already receiving the CCB and need more information about how to use that income toward a payday loan, you’ve come to the right place. In our blog, we’ll give an overview of the CCB and show you exactly where you can find payday loans that accept child tax benefits.

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Getting Your Instant Wire Payday Loans

How does the process of getting instant wire payday loans actually work? If you’ve never gotten a payday loan before, you probably have a ton of questions. Keep reading: in the sections below, we’ll break down the instant wire payday loans process step by step so you know exactly what to expect from start to finish.

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How to Choose the Right Budgeting System for You?

Budgeting can be tricky, especially if you are learning how to do it for the first time. How do you even start? Luckily, you don’t have to be a math whiz or accounting pro to start budgeting—and there are plenty of different approaches to match your financial health and preferences.

In the sections below, we’ll show you a few tried and true budgeting methods and help you choose the right system that works for your finances. With these budgeting tools at your fingertips, you’ll become a financial expert in no time!

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