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Simple Steps For Surviving The Holiday Season

This is one of the most expensive times of the year and for so many it really hits the wallet hard. For those who don't have as much as others--the anxiety and stress can be overwhelming. Just remember, the holidays aren't always about gift giving. Money shouldn't be an issue. The following tips can make a dramatic difference for Canadians this holiday season. If anything, many can find more comfort …

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7 New Ways to Pay off Your Debt Faster

Yes, you can pay off your debt faster and smarter! It might feel stifling initially, but with patience and determination you can find a way to stay above water again. Now, the very first thing a smart financial advisor will tell you is you have to create a savvy budget, and you absolutely have to stick to it. If you can't do that you're not going to make any kind …

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Cyber Monday is Here

Cyber Monday is finally here and we thought we would help shoppers out just a bit. The bottom line here is to save money, right? Cyber Monday is right next to Black Friday and it was established so no shoppers would feel left out. Now, you are supposed to be choosy! Don't fall into every deal you see until you compare it. Canadians shouldn't impulse shop just because a cyber …

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Is Your Small Business Ready For The Holidays?

Preparing your small business for the holidays is of critical importance! It's not something a small business owner should procrastinate about,and there are definitely reliable steps to ensuring everything falls into its rightful order. Any small retailer should want to hear the "cha-ching" of their cash register, so planning for upcoming holiday sales will definitely help. The right software can help small business owners properly plan and prepare without regret. …

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8 Expert Ways Canadians Can Stretch Their Money

How far can Canadians stretch their money today ? Seriously--how far can that one paycheck take you? Unfortunately it isn't very far for most Canadian families. Economics are definitely upside down across Canada and even more so within the US. The goal is discovering how you can stretch your money without feeling restricted doing so. It might sound difficult, but really--it's not. You have to develop the right attitude and …

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Programs to Tranform Housing Costs For Canadian Families Today

Canadians spend more than 40% of their monthly income on housing, which is extraordinary. However, this dilemma is occurring all across the United States as well. Because of the stagnation in wages, but the increases in housing and other living costs--Canadians are struggling to stay above water. Some Canadians can only dream of becoming a homeowner. Canadians who do manage to acquire a home struggle from month to month with …

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Are You A Poor Money Manager?

We would all like to think we are good at managing money, but unfortunately--many of us are not! Good money management is a process, it's not something you are just good at. Now, even if you want to become proactive and become a good money manager, you're going to have to do more than just read a bunch of articles. You have to be willing to take accountability and take …

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How To Go Broke

wp-content/uploads/2016/10/65457854.jpg Learning how to go broke is an odd topic, isn't it? Well, we felt it was a smart one too. It's important what NOT TO DO if you don't want to go broke. Too many people today keep making the same financial mistakes over and over again. The same excuses are used. Canadians claim to have no time to budget, and no time or money to purchase software programs to …

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7 Ways You Can Rent Even With Bad Credit

wp-content/uploads/2016/10/ForRent_PeterDazeley_PhotographersChoice-56a1de995f9b58b7d0c3ff0d.jpg Renting that first apartment can be an exciting experience, but dealing with bad credit is a trying one. It is extremely difficult dealing with bad credit when you're looking for an apartment, or home for rent. We will tell you that finding approval for a home rental can vary depending on what part of Canada you're within. If you have strong rental references and a good steady income, renting won't …

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Stockpiling Food Can Save Canadian Families on Groceries

wp-content/uploads/2016/10/mcns-bargain-buggyjpg-9d0cf213dd3d5a5b.jpg Stockpiling is a vey common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you spend will …

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