Blog

Deciding if and when to access your Canadian Pension Plan is a very personal and sometimes complicated decision. It's actually pretty common for most Canadians. Especially if you took out loans in the past. Most people who took fast payday loans out in the past learned to manage their money at an earlier age. It's a weird stat but seems to be quite true.

So as far as accessibility to …

With the 2008 recession in our memory and the current pandemic creating a lot of uncertainty, many Canadians are actively looking to create a more stable financial future. Money woes are a major source of stress, especially when caused by factors outside of our control.

The process of ensuring financial freedom and retirement savings for your future is not necessarily difficult but requires a lot of self-awareness and forward-thinking. The …

Are you aware of the facts and myths associated with settling your mounting credit card debt ? This does apply to those who struggle with climbing interest rates and late penalty payments on credit cards too. Year after year consumer debt has risen 4.9%, according to financial analysts and this gives pause for concern when it comes down to Canada's financial stability. One of the most prevailing factors we want …

This halloween, don’t let finances frighten you—save that for the scary costumes and decorations!

There's no reason to break the bank to have fun. Some of the best things about halloween require very little spending. Whether you're hosting this year's Halloween party or you're just decorating your home, staying on budget is something you won’t regret.

Remember that the holiday is more about the people involved than the things you …

For so many families across British Columbia , no matter how much income is earned annually, this simply appears to never be enough (Sounds like something people managing the Federal budget would say). This is a common complaint across the region (Including Vancouver), and possibly even the world.

However, you want to try to avoid incurring debt as much as humanly possible. Incurred debt can feel like a …

An emergency fund is more valuable than ever in today’s shaky economy than ever. You never know when life is going to throw you a surprise. From your water heater dying to your car stalling, you don't have to get payday loans in Barrie or wherever you live, just for basic survival needs.

An emergency fund gives you a financial safety net and peace of mind to handle the situation …

There is no doubt you've read and heard about the importance of having an emergency fund . In today's questionable economy, an emergency fund is more invaluable than ever. You never know when life is going to give you some blows, but they're sure to happen. From your water heater going out, on to your car breaking down--you don't want to be left down and out and having to turn …

Is retirement edging close to you? Based on surveys taken across Canada, most people are undecided about whether to retire or un-retire. Some would prefer to work as long as possible, mainly to continue meeting their financial needs.

Many Canadians simply can't afford to retire and are now looking into the concept of unretiring. Over half of Canadian workers are considering unretiring because they have not saved enough …

In this article, we will look at one of the options you have for getting out of debt . If the collections agencies are knocking on your door and your debt repayments are ruining your budget , a debt consolidation loan can be exactly what you need to get your finances back into order.

Debt consolidation is a very simple idea. The average consumer has debt from a lot of …

We’ve already covered credit card fraud on this blog, and in this article we’ll talk some more about fraud and how to prevent it.

According to the 2012 CSA Investor Index, 27% of Canadians believe that they have been targeted for investment fraud at some point. 4.6% of Canadians believe they’ve been the victims of investment fraud. Over half of those affected lost their entire investment. Nearly all the rest …