Safe. Fast. Affordable.
You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 4.6 stars out of 10 by TrustPilot based on 764 reviews

Payday Loans in British Columbia

My Canada Payday is proud to call British Columbia our home province—in fact, our company headquarters are located right in Surrey. Founded in 2008, we have been a part of the loan industry for over a decade, so you know that you are working with an experienced local company.

Borrowing from us means that you are partnering with a local business that is committed to fast, high-quality service that truly puts the needs of our customers first.

Why do our customers love our lending services so much? With My Canada Payday, you can:


Get a Payday Loan the Way You Want

Do you want to spend time stressing over not having the funds you need, or fill out a length, complicated loan application? We certainly wouldn’t! That’s why we make our lending process as easy and as straightforward as possible. In 15 minutes, you can fill out our loan application online and get an answer within minutes. Our borrows love that they can complete all aspects of the loan application process right from home, without ever having to sit down with a representative.

If you would rather have a lending professional walk you through the process, we are happy to offer that service as well. Our 100 percent Canadian customer support staff is always ready and available to answer any questions that you may have by email or phone to ensure you get the loan you need.

Join Hundreds of Satisfied Payday Loan Borrowers

Putting customer satisfaction first and foremost isn’t always a part of what you might expect from payday loan companies—but at My Canada Payday, it’s a core part of our business. After all, we wouldn’t be one of the best payday lenders in Canada if it weren’t for you!

Our customer reviews are consistently positive, with hundreds of satisfied customers applauding our customer service, ease of use, trustworthiness, and professionalism.

Still not convinced? Take a look at what some of our five-star reviews have to say:

  • My Canada Payday has always been amazing. I have never had a problem with them once. They are so fast and always ready to help.
  • I have used this company for loans and they’re always accommodating and pleasant to talk to. I’ve never had a bad experience with them and will continue to use them when necessary.
  • You guys make my life so easy. Thanks so much.

When Getting a Payday Loan, Put Convenience First

No one wants to drive to a storefront, stand in line, fill out paperwork, and wait weeks for an approval decision. Your time is valuable, and at My Canada Payday, we won’t waste it—that’s why our lending process takes only 15 minutes from start to finish. Even better, your funds will be instantly transferred to your bank account, making it easy to get your loan exactly when it matters most.

Experience Industry-Leading Customer Service

The lending process can be stressful, particularly if you are short on cash and trying to catch up on bills. We make borrowing as convenient and as painless as possible, and are proud to offer industry-leading customer service every step of the way.

Customers can reach out to us at any time by phone (604-630-4783) or by email ( with questions, comments, or concerns. We love knowing that borrowers can confidently and efficiently get the funds they need now!

British Columbia, Golden Ears

Online Payday Loans in BC Q&A

What do you need to know about getting payday loans online in BC? If your questions aren't answered here, hit us up on live chat and we'll add your questions below.

Q: Do you offer payday loans all across BC?

Yes, it doesn't matter where you live in British Columbia, we can provide you with a payday loan. From the lower mainland to Vancouver Island on the west, to the Okanagan and the Rockies, we can help you with getting some quick cash today.

Q: How much can I borrow?

For a first loan, you could get as much as $500, up to 50% of your paycheck. Repeat borrowers can qualify for as much as $1500.

Q: Can I get a bad credit payday loan in BC?

With My Canada Payday's customized risk scoring system, bad credit doesn't have to be a problem for borrowers anymore. We look at many factors outside of what banks consider that allow us to offer loans to thousands more people that might otherwise be shut out of the credit markets.

Q: Can I pay off my loan early?

If you want to pay off your loan early, that's not a problem. There's no penalty for prepayment. Just contact our staff and they'll arrange for an EFT, or you can send us an Interac e-Transfer.

Licensing Information

BC Payday Loan License #52546


Terms and Conditions
Responsible Lending

Interest Rates

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

BC Residents: The maximum charges permitted for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total amount owing of $345 and an APR of 391.07%.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.