Safe. Fast. Affordable.

You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 9.1 stars out of 10 by TrustPilot based on 694 reviews

Payday Loans in Ontario

My Canada Payday is the number one online lender in Ontario.  We're also Canadian owned and operated, based in British Columbia and with offices in Ontario and Nova Scotia.

If you need cash right now, and waiting for your next payroll isn't an option, what can you do?  Here are a few options:

  • Look into making use of a post-dated cheque
  • You may speak to your boss about for an early paycheque
  • Talk to the bank to apply for some credit
  • You could consider asking people you know if they are interested in loaning a little money to you
  • You can clear out an RRSP and suffer a considerable fee

Instead, stop stressing.  Because we're an online lender, you can get a loan with My Canada Payday no matter what part of Ontario you live in.  Just as long as you are employed, you qualify for a loan with us.  The entire process of filling out the application form should take less than five minutes.  The whole application and approval process should take less than 30 minutes.

Why borrow with My Canada Payday?

  • Fast application processing in a hurry
  • Our staff are speedy and professional
  • We are provincially licensed (lending license #4721539)
  • Faxless approval
  • High level encryption protects all your personal details
  • EFT transfers the funds right in your bank
  • Interac transfer is nearly instantaneous

You'll be amazed at just how straightforward finding payday loans over the internet has become!

  • You don't have to get out of the house to submit an application
  • Your bank account receives the loan directly.
  • We will process the application form within minutes
  • On the upcoming payday, your funds will be taken out of your account.


For information on the rules and regulations, check here.

We Lend Across Canada