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It only takes a few minutes to get a payday loan with us. First off, fill out the application form. We'll need your basic details, including name, birthdate, address, and the amount you want to borrow.
Your application will be analyzed and approved or denied right away. Once you're approved, we send you a contract which you digitally sign and that's it.
Finally, you'll get the funds via Interac e-Transfer within 15 minutes. You can accept the contract 24 hours a day.
Oshawa is an important city in the Golden Horseshoe region of Ontario and an important economic hub for the Greater Toronto Area with a population of almost 160,000 residents. The city is considered to be an important location for Canada's automotive industry being the headquarters of General Motors Canada and it has also evolved to become an attractive place for students and health professionals with institutions such as Durham College, University of Ontario Institute of Technology, and Lakeridge Health Education and Research Network (LHEARN) operating in the city. The city's workforce is comprised of approximately 80,000 people and the average household income is around $85,000.
What is your best option if there's no cash in your pocket and you are in Oshawa waiting till payday kicks in? The quickest solution is an online payday loan in Ontario, which can be done in just 15 minutes. If you've got more time or resources you could try these options instead:
If you’ve ever been stuck in a financial bind and gotten denied for a loan, you know exactly how frustrating it can be not to have the funds you need. Why waste time going back to the bank or credit union when you can easily qualify for a payday loan? There’s a much more efficient option: payday loans.
Qualifying for a payday loan in Oshawa is easier than you think. You don’t have to have thousands of dollars in your checking account, a perfect credit score, or a flawless borrowing history. In fact, we welcome applicants who are still building their credit score—everyone has to start somewhere with their credit, right?
With My Canada Payday, all you need to do is meet four simple requirements. Here’s what you need to qualify for payday loans in Oshawa:
Are you at least 19 years old? If so, then you’re all set! You’ve met the minimum age requirement for a payday loan in Oshawa and are legally able to start your application.
Because we will disburse your loan directly into your bank account, we require all payday loan applicants to have at least 180 days of banking history before submitting an application. To prove that you’ve had a checking account for six months, we may ask you to submit screenshots of your banking history. Don’t worry: we make it easy to provide supplemental documentation! Instead of emailing or faxing, you can use our secure My Canada Payday application to ensure that your personal information is transmitted safely.
Before you can apply for a payday loan in Oshawa, you have to be an Oshawa resident. We may ask that you submit proof of address through a recent utility bill or a paystub. Of course, all applications are reviewed on an individual basis, so we may be able to verify your address without requiring that you send any additional documents.
Finally, you have to have proof of steady employment in Oshawa in order to be considered for a payday loan. You can either receive your paycheques via direct deposit or cheque. We may ask for a recent paystub or a screenshot of your banking history in order to verify your employment—but as long as you have a regular pay schedule, you’ll be able to apply! Please note that we are not currently offering payday loans to applicants who are self-employed.
Not all payday lenders are created equal. If you have larger bills or a bigger emergency expense, choosing another payday lender in Oshawa might not get you all of the money that you need. My Canada Payday provides payday loans up to $1,500, covering a wide range of expenses like:
What if you want to spend some time exploring the city with your newly stuffed bank account? What can you do with your $1,500 payday loan in Oshawa? The possibilities are endless—but here are some of our top picks! You could use your payday loan to:
The great thing about payday loans in Oshawa is that there are no restrictions on what you can use your loan for. Unlike a loan that you might get from a bank or credit union—like an auto loan—payday loans are extremely flexible, so there are no limitations on what you use your My Canada Payday loan for. Get a new television, pay off your monthly bills, or replace that broken fridge—it’s completely up to you!
Applying for a payday loan in Oshawa will help you fill the gaps between paychecks, ensuring that your bills are paid on time and in full. And because payday loans are the quickest way to get the funds you need, they are also great for those one-time, emergency expenses that pop up—like when your car suddenly breaks down or the refrigerator stops running.
Why apply for a payday loan in Oshawa with My Canada Payday? Take a look at the advantages of choosing My Canada Payday below!