Payday Loans Pickering

You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 4.6 stars out of 5 by TrustPilot based on 764 reviews

How it Works

Peterborough in Ontario Picton
Oshawa in Greater Toronto Richmond Hill

Payday Loans in Pickering, Ontario

Getting stuck financially is common in Pickering, Ontario. No thanks to the fantastic places like the Pickering Town Centre or the beautiful Esplanade Park. To get your immediate needs sorted without stress, you can sometimes get quick cash using conventional methods like:

● Requesting a slight advance from your bank

● Use a post-dated cheque to get what you need

● Requesting salary advance from your boss

● Obtaining advance loans from your credit card

These methods are not a bad idea, but you may have to wait a long while to get your funds despite rigorous processes. Your best option for quick cash at the moment is My Canada Payday. Once you apply successfully at My Canada Payday, you get your funds within 15 minutes straight to your checking account.

Why My Canada Payday

My Canada Payday began operations in 2008. We've been in the lending business for over a decade, and we have facilities all around Canada. Our team comprises 100% Canadians, and we understand your needs.

Borrowing from My Canada Payday means working with a local company dedicated to providing affordable, rapid, and high-quality assistance. As a leading online payday lender in Canada, My Canada Payday is accessible all days of the week to help you with your financial problems!

Our goal is to make our loan procedure as uncomplicated and straightforward as possible for all of our customers. We don't want our borrowers wasting their time worrying about not having enough money or completing a tedious, complex loan application. As such, My Canada Payday loans are faxless and easy.

You will receive a swift response in 15 minutes once you fill out our online form. You can complete all the applications from the comfort of your home. However, suppose you need an agent to walk you through the application procedure. In that case, our customer service representatives are always prepared to discuss any concerns you may have so that you can obtain the loan you want when you need it.

Furthermore, you don't have to worry about your bad credit. Of course, having bad credit will not allow you to obtain a loan from traditional lenders. However, thanks to our bad credit payday loans, borrowers can still apply and get their funds speedily.

How to Get a Payday Loan in Pickering

Obtaining a payday loan is easier than you would believe!


Applying for payday loans at My Canada Payday is 100% online. This makes it simple to take a loan wherever and whenever needed. You may choose to submit your application while getting a pedicure at the salon, on your sofa during tv commercials, or even at a dinner party. From start to finish, the registration takes about 15 minutes, which ensures you'll never have to devote a whole day to booking a bank consultation, waiting in the queue, and filling out forms.

Find our notification sent to your email

You will receive an email immediately after we've reviewed your request. Emails are received within 15 minutes in most cases. We take pride in our quick and dependable approval procedure.

Sign the conditions of your loan application.

We'll also give you your loan conditions to evaluate and approve through email. Afterward, we will send your cash immediately into your checking account via a secured Interac email transaction after you've signed the agreement accepting our interest rate and repayment dates.

Repay your loans

Your loan will be repaid through a direct debit from your account on the same day as your next paycheque, or if you prefer, spread out across your next two or three pay periods. A Pre-Authorized Debit form will be included in your loan contract for your approval.

Requirements For Payday Loans in Pickering

It might be challenging to obtain a loan from credit unions or banking institutions. Most traditional lenders require a lot of paperwork and a good credit score, salary, and even lending history criteria. These conditions might make qualifying for a loan incredibly difficult (or perhaps unthinkable) if you're a first-time applicant or just beginning to establish your credit.

This is where My Canada Payday comes to the rescue in this situation. We provide cash advances in Pickering that are quick, easy, and convenient. You won't have to waste time completing papers or worrying about whether or not you fulfill our standards since we keep everything easy and uncomplicated.

Here are some essential criteria needed to get your loan approved within minutes:


You must be at least 19 years old to apply for a payday loan in Ontario with My Canada Payday.

Online Banking

Generally, My Canada Payday loans do not have any specific criteria for the amount of cash you need to have in your checking account. However, it is essential to have an active bank account that has been in use for a minimum of 180 days. This is because we'll deposit your loan straight into your bank account. Also, through the application process, you'll be requested to upload screenshots of your financial history using our banking verification partner when you complete your application.

Proof of Employment and Residency

First and foremost, you must be a resident living in Pickering to qualify for a Pickering payday loan. Secondly, you'll need to be employed in a position close to your home. Lastly, you'll need to show that you're currently being paid regularly, either by direct deposit or a cheque. You will get your loans once you can prove these three points.

We may ask for extra information from some candidates, such as a voided cheque, recent pay stubs, or utility bill as evidence of residency. But you don't have to worry; we're not going to force you to fax it. Any further documents may be readily uploaded using My Canada Payday's secure portal!

Get Your Quick Funds Now

Taking out a loan may be uncomfortable, particularly if you have an unexpected expenditure or a deadline approaching. The additional pressure of sitting around waiting for an acceptance notification may be excruciating when your bank balance is low and your expenses are stacking up. We eliminate the worry involved in borrowing with our simple application, quick approval procedure, and immediate money distribution. You can start your loan application in Pickering right away.

We also offer payday loans in Toronto, Vaughan, Markham, Richmond Hill, York, Oshawa, Whitby, Ajax, Newmarket, Aurora, Whitchurch-Stouffville, Courtice, East Gwillimbury, Gormley, Bowmanville, Port Perry, Mount Albert, and Utica.

Questions about Pickering Payday Loans

We hope this answers any questions you might have about payday loans in Pickering, but otherwise please chat with us.

How do I apply for a payday loan in Pickering?
Step 1: fill out the application form.

  • Name
  • Address
  • Contact information (email, phone)
  • How much you want to borrow

Step 2: submit your banking information

Step 3: get the contract in your email

Step 4: digitally sign the contract

Step 5: deposit the money into your account

Can I get a loan with bad credit?
Yes, with My Canada Payday's proprietary scoring system that is based on bank statements instead of credit reports, even applicants with bad or no credit are eligible to get a payday loan with us.
Does pension income qualify for a payday loan?
Pension income does qualify towards the minimum $1000/month requirement for getting a loan with us. We offer pension loans as well as ODSP loans.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.