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You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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Petawawa in Ontario Pickering
Orangeville in Central Port Hope

Payday Loans in Peterborough, Ontario

Peterborough is an important city in Ontario and a central spot in the Peterborough Census Metropolitan Area (CMA). It has a population of approximately 81,000 residents and it is expected to grow significantly with the completion of the Ontario Highway 407. Health care and educational service institutions provide a significant number of job positions to the city but the economy as a whole is also fueled by manufacturing, food processing, electronics, biotechnology, and many other industries as the city's economic system is well diversified. The largest employers in the public sector are Peterborough Regional Health Centre, Trent University, and Kawartha Pine Ridge District School Board and, in the private sector, AON Inc., and PepsiCo Foods. Its active workforce is comprised of almost 40,000 people and the average household income is around $73,000.

What is the smartest choice for a Peterborough resident when there's no more cash in your wallet and you are waiting for your next paycheque to arrive?

  • Your boss might provide a payroll advance
  • Have a shot at getting a loan off close friends
  • Ask if you can locate a company who would consider an IOU
  • See if anybody wants to accept a cheque
  • You might dip into an RRSP and take a considerable tax fee
  • My Canada Payday is the answer to your troubles. Whatever your financial concern is, we can assist you. We try to be the smoothest loan provider on the net.


In Need of Payday Loans in Peterborough?

If you need payday loans in Peterborough, you’re not alone. Whether you need to cover an emergency expense or get a little extra cash to carry you to your next paycheck, payday loans are the best way to get the money you need—without having to wait weeks to get it!

What could you use a payday loan for in Peterborough? Because My Canada Payday loans don’t come with restrictions on how you can use your money, the possibilities are limitless! Here are some of the most popular reasons that Peterborough residents are getting payday loans:

  • Covering an emergency, unplanned expense
  • Stocking up on groceries or other household items
  • Repaying loan to friends or family members
  • Paying off electric, internet, or water bills
  • Replacing a broken washer or dryer
  • Fixing an urgent home repair
  • Purchasing an airline or bus ticket
  • Adding some extra cash to your vacation spending fund
  • Replacing a broken phone or laptop
  • Buying back-to-school items
  • Paying for a new set of tires or brakes on your car
  • Consolidating a few smaller credit cards to minimize your debt
  • Getting a little extra cash to help pay your rent or mortgage

My Canada Payday is proud to be one of the best payday lenders across the country, and we’re known for our simple, straightforward, and reliable lending process. Why choose My Canada Payday for loans in Peterborough?

Because we make applying easy...

No one wants to spend hours filling out paperwork and gathering documents. If you have to wait in line at a bank and sit down with a loan officer, you could easily be spending an entire afternoon trying to get a loan! That’s why we’ve created an application process that is totally online from start to finish.

Even better, you can fill out our application in 15–30 minutes and submit any needed paperwork (like a paycheck stub or a recent utility bill) directly through our secure application. With My Canada Payday, you’ll never need to leave the house (or even change out of sweatpants) to apply for a payday loan!

Because we have fantastic customer service...

If you have a question about how the borrowing process works, you shouldn’t have to wait for days for someone to get back to you. My Canada Payday has some of the best customer service representatives in the industry! We pride ourselves on providing reliable, friendly, and dedicated customer support to our borrowers—and it’s why we keep bringing in such phenomenal reviews.

Because we are the quickest way to get the funds you need!

Wouldn’t it be great to get same-day approval on your payday loan application? How about seeing your loan in your bank account within one business day—or even one hour? With My Canada Payday, you can! Not only do we have a quick approval process, but we disperse our funds through secure Interac email transfer, ensuring you get your money as soon as possible.


Safe & Secure Payday Loans in Peterborough

Whether it’s your first time getting a payday loan or you’re a seasoned pro, knowing the right place to get a payday loan can make all the difference. It isn’t always easy to find payday lenders that are reliable, trustworthy, and safe. In fact, even traditional lenders can put borrowers at risk. Every year, millions of dollars are lost from loan scams across Canada.

We depend on loans to be able to keep our credit scores healthy, make large purchases, and even keep utilities running and food on the table. Being able to spot a loan scam can help ensure that you can make smart financial decisions—all while boosting your financial health.

When you take out a payday loan in Peterborough with My Canada Payday, you’ll never have to worry about a loan scam. Our lending process is safe, secure, and legit, allowing our borrowers to apply without worry that their sensitive data will be compromised. Here are some common characteristics of loan scams (and exactly why My Canada Payday is different):

1. Processing or application fees

Many fraudulent lenders will require fees upfront, often before an applicant even knows if they are qualified for a loan! If they require that you pay a fee for application processing or to pay a fee for insurance, stop the conversation right there. This is a very common method of getting applicants to pay for an application that will never get processed.

My Canada Payday will never ask for money upfront for payday loans in Peterborough—ever! You can submit an application at no extra charge, and you’ll never have to make a payment before your loan is dispersed.

2. Loan guarantees

Even the most relaxed of borrowing requirements can’t guarantee that absolutely ANYONE will be approved. Loan applications should always go through a review and approval process to ensure that applicants meet a set of guidelines, no matter what. If a lender is advertising immediate approvals for any loan, don’t even bother applying. It sounds tempting, but trust us: it’s not worth getting caught up in a loan scam.

At My Canada Payday, we’re proud to cut through the strict requirements that so many traditional lenders have for their loans. But even then, we won’t guarantee approval—after all, nothing in life is guaranteed! All applications are reviewed and approved on a case-by-case basis to ensure they meet our requirements for age, employment, residency, and length of banking history.

3. No contact info

One of the best ways to get away with a loan scam is to make it impossible (or, at the very least, super inconvenient) to get a hold of customer support. Be on the lookout for lenders who don’t clearly advertise their contact information, or for lenders who are unresponsive when you reach out with questions. They should also have at least one physical address, too—even if they operate solely online. (Legitimate companies will at least need an address for mailing purposes!)

We make it easy for potential borrowers and current borrowers alike to contact us, and we love answering questions! Reach out to our customer support team at any time through email, phone, or our web contact form. We’re on call six days a week and even work on holidays to make sure that our borrowers are well-taken care of. And if you want to come visit us in person, we have offices in British Columbia, Ontario, Alberta, and Nova Scotia—we’d love to see you!


Apply Easily For A Payday Loan in Peterborough

Ready to apply for a payday loan in Peterborough? The My Canada Payday application process is easy and quick, making it possible for borrowers to apply from anywhere—and at any time—that’s convenient for them. Want to submit an application while you’re relaxing on the couch, watching Netflix? Great! Looking to kill some time while you’re waiting for takeout to be delivered? Easy! As long as you have a steady internet connection, you’ll be well on your way to applying for a payday loan with My Canada Payday. Here’s how it works:

1. Complete the My Canada Payday online application

We’ve created a payday loan application and approval process that lives entirely online, making it easier than ever to get started. Visit our website to open up the application form, and start by entering in your email address. Our application takes anywhere between 15–30 minutes to complete, so you can apply for a payday loan without setting aside a whole afternoon to do it.

2. Check your email inox

At My Canada Payday, we won’t make you wait weeks to find out whether you’ve been approved for a payday loan. In fact, most applicants only have to wait a few hours before they get an email from our application review team! Returning applicants have an even quicker process, with loan approval notifications arriving within minutes.

3. Sign your loan terms

If approved for a payday loan in Peterborough, you’ll also receive your loan terms. This will provide all details on your repayment schedule, interest rates, and loan amount. Once you’ve signed the loan terms, we’ll release your funds via secure Interac email transfer. This allows your funds to be electronically delivered into your bank account, ensuring that you get the quickest delivery possible.

4. Repay your loan

Instead of adding another payment reminder to your calendar, My Canada Payday eases the stress over forgetting to submit a payment by setting up automatic repayments from your bank account. We’ll automatically transfer your payments through the same encrypted Interac email transfer that we use to disperse your loan, so you’ll never have to worry about whether your personal data is secure.

And of course, if you need to get in touch with our customer support team about adjusting your repayment schedule or to ask a question about repayments, you can reach out at any time! Our customer support team is available six days a week—even weekends—via phone, email, online chat, and our contact form.


Qualifying For A Payday Loan in Peterborough

Payday loans in Peterborough are increasing in popularity, and for good reason. They are quick, convenient, and extremely reliable. They are also much easier to qualify for than traditional lenders. Lenders like My Canada Payday are able to remove the high requirements that banks and credit unions typically have, such as credit score, annual income, past borrowing history, or even your debt-to-income ratio (yikes). With tons of restrictions on who can get approved for a loan, it’s no wonder that so many Canadians struggle to get approved by banks and credit unions.

A payday loan can make all the difference when you have overdue bills piling up, urgent home or car repairs, or a long stretch of days before your next paycheck. It can be incredibly stressful to not have access to the funds you need, when you need them—which is exactly where My Canada Payday can help!

Our application process is short and sweet. We won’t make you jump through hoops to get a payday loan—we’re here to help Canadians achieve strong financial health, no matter what their financial goals may be. Wondering if you are eligible to apply for a payday loan in Peterborough? Ask yourself these questions:

  • Am I at least 18 years old?

At My Canada Payday, all applicants must be at least 18 years old in order to submit (and be considered for) a payday loan application. If you are at least 18, you can check this box—you’ve got the first step down in applying for a payday loan!

  • Am I currently living and working in Peterborough?
    Seems silly to say it out loud, but it’s worth mentioning: before you get a payday loan in Peterborough, you have to have a local address that demonstrates that you are living in the area! We also require our applicants to work in the local area as well, so double check and make sure your employer has a local address before starting your application.

  • Am I getting paid on a regular basis?
    My Canada Payday requires all payday loan applicants to be on a regular paycheck schedule. You might be getting paid each month, each week, or even every other week—as long as you are getting a regular cadence of paychecks by direct deposit or cheque, you’ll be able to apply.

  • Do I have a bank account that is at least 180 old?
    Finally, you’ll need to have at least 180 days of banking history (about six months). We’ll be depositing your payday loan directly into your bank account with a secure Interac email transfer, so it’s important to verify that your bank account is active and eligible for that transfer. New applicants may be asked to submit screenshots of their banking history, which can be securely submitted through our My Canada Payday application.


Why Choose My Canada Payday For Your Payday Loans in Peterborough

  • Interac E-transfer is almost instantaneous
  • We have a provincial permit
  • Absolutely no questions, we won't ask what the loan is for
  • Safe and secure application process
  • We do not require any faxing
  • Applications processed efficiently by professional staff
  • EMT puts the money right in your bank

We also offer payday loans in Cobourg, Port Hope, Lindsay, Millbrook, and Lakefield.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.