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You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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Payday Loans Hamilton, Ontario

Why get your Payday Loans Hamilton with My Canada Payday

Bad Credit Loans Hamilton

If you have bad credit or no credit, don't fret. We offer loans in Hamilton to people with bad credit, because we are mostly concerned with your short term financial health. The best way for us to figure that out is to look at your income and make sure that you have steady income, either from a job or from a pension. If you have that, then you can likely qualify for a Hamilton payday loan.

No Credit OK

Our requirements for a Hamilton payday loan are simple, and they don't require that you have a credit history.

  • Be 19 or older
  • Live in Ontario
  • Have steady income of some kind
  • Make at least $1000/month.

Requiring a credit history doesn't make sense to us. How can someone have a credit history if they need a credit history to get credit in the first place? That's why we built our approval process to take into account factors other than a credit history, so we can help more borrowers than the traditional lenders.

Licensed in Ontario

We hold a provincial license to offer payday loans, so we also can offer payday loans in Brampton, as well as Ottawa, Kitchener and many other cities.

Instant Payday Loans Hamilton

Don't spend your time waiting around to hear back from a lender, we are always working on improving our approval times for our Hamilton payday loans. The application form we have is very short and can be usually completed in under 5 minutes. The last step where we get you to submit your banking information is also fast, ranging from 90 seconds to 5 minutes.

Just what exactly is the best option if there's no cash in the bank and you are not able to hold out til payday?

  • Attempt to borrow money from close friends
  • Your supervisor could offer you a payroll advance
  • Your visa or mastercard may possibly offer a cash advance loan
  • Apply for an overdraft with your regular bank
  • You can dip into your RRSP but there is a big tax fee
  • Forget about all that, as you can make a credit application online instantly a cash loan at My Canada Payday. You could qualify for cash if you're getting a paycheque. You can get your money transferred into your account right away.

Just what makes My Canada Payday so exceptional?

  • We have a payday lending license
  • We do not require faxing anything
  • Secure encryption safe guards all your private data
  • Your loan sent by EFT
  • No hassle, quick and expert assistance
  • Interac E-transfers are instant
  • Loans handled quickly by trained personnel

The application process has never been so easy!

  • We respect your energy and time so we try really hard to process your application in a hurry
  • Your bank account gets the cash directly.
  • Your payments are debited straight from your account.
  • The application process is probably the speediest online

How Payday Loans Hamilton Works

How Payday Loans Hamilton Works


It only takes 5-10 minutes to get a Hamilton payday loan with us. First of all, fill in the application form. Select how much you want to borrow, then upload your bank statement.


We'll look at your loan application and approve or deny right away. You'll get a contract in your email with instructions on how to sign electronically.


You'll receive your funds by e-Transfer in Hamilton. Usually it will be sent within 5 minutes of signing the contract. If you've got automatic deposit configured the funds will deposit into your account without you doing anything. If not you will have to check your email but that's all.

Questions about Payday Loans Hamilton That We Hear Often

See if your question is answered below. If not, hit the live chat button and talk to one of our friendly customer service staff.

Q: Can I get an online payday loan in Hamilton?

You can definitely get an online payday loan with My Canada Payday if you live in Hamilton. We actually offer payday loans all across Ontario, including in Toronto, Brampton, Ottawa and Kitchener.

Licensing Information

Ontario Payday Loan License #4721539


Terms and Conditions
Responsible Lending

Interest Rates

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

Ontario Residents: We charge $15 per $100 borrowed. On a $500 loan for 14 days, the total cost of borrowing is $75, with a total amount owing of $375 and an APR of 391.07%.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.