Payday Loans Ottawa

You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 4.6 stars out of 10 by TrustPilot based on 764 reviews

Payday Loans in Ottawa, Ontario

Ottawa is the capital of Canada and it is a part of the Ontario province. It has a population of approximately 930,000 residents, which makes it the 4th largest city in Canada. The city takes its name from the Ottawa River and it is the home of the professional National Hockey League team, the Ottawa Senators. Additionally, many large and prestigious corporations have regional headquarters in Ottawa, including 3M, Adobe Systems, Hewlett-Packard, and IBM.

Ottawa has a workforce of approximately 500,000 people and almost 50% of them are employed in areas such as sales, business, financial, and the public sector. As the capital, Ottawa is the home of many government institutions that employ a substantial number of people and the median household income in the city is approximately $85,000, which makes Ottawa the 6th richer city in Canada, based on this metric.

Nevertheless, living in a big city such as Ottawa takes a toll on your personal finances. Yes, you earn more, but expenses are also higher. With almost 90% of the population relying on their paycheques to get by, you may be facing a cash shortage when you are in that long in-between period, waiting for the next check to arrive.

In those cases, which alternatives do you have?

  • You can talk to a friend to see if he can lend you some money for a few days.
  • You could ask your boss to advance you a portion of your next paycheque.
  • You could ask for a line of credit.
  • You could take money out of your retirement account, with a penalty.

Yes, these are all valid alternatives, but some of them are not comfortable, and others are very expensive.

There’s another alternative if you live in Ottawa and you need fast cash, and that is applying for an online payday loan from My Canada Payday. We offer the fastest, easiest, and most reliable application process and qualified candidates can get up to $1,500 from one of our payday loans.

If you are looking for funds to fill a temporary cash shortage or to pay for an unexpected or urgent expense, it will only take you a few minutes to complete our application process. If you have a reliable source of income our payday loans are a great alternative. Our professional staff will quickly review your application, and upon approval, the cash from your payday loan will be transferred directly to your bank account in a matter of minutes.

Why should I choose you to get a payday loan?

  • There’s no need to wait in line or visit a storefront. Our application process is 100% online.
  • Your personal information is safe through our state-of-the-art encryption system.
  • We are a licensed payday lender in Ontario.
  • We can get you approved regardless of your credit situation.
  • No hidden fees, no prepayment penalties.
  • You can extend your payday loan to a maximum credit term of 62 days.

Our application form can be completed in only a few minutes:

  • The application consists of a single-page form. No lengthy paperwork required.
  • You don’t have to fax us any documents.
  • You can do it from the comfort of your home or office.
  • Our staff of professionals is standing by to review and approve payday loans 24 hours a day, 7 days of the week.

Number One Lender in Ottawa for Online Payday Loans

Our customers rate our payday loans as “Excellent”.

We have more than 700 positive reviews on TrustPilot that speak louder than any sales pitch. Our happy clients are our most valuable asset.

Competitive Interest Rates

For Ottawa residents, we charge $15 for each $100 loaned. This means that you’ll end up paying $45 for a payday loan of $300 with a credit term of 14 days.

No Hidden Fees.

Our goal is to provide the fastest, easiest, and most reliable payday loans and charging you hidden fees or surprise fees will not help us in achieving that. Our contracts are explicit and straightforward so you understand exactly how much you will pay.

Bad Debt Is Ok

You don't need perfect credit to get a loan with us.

Licensing Information

Ontario Payday Loan License #4721539


Terms and Conditions
Responsible Lending

Interest Rates

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

Ontario Residents: We charge $15 per $100 borrowed. On a $500 loan for 14 days, the total cost of borrowing is $75, with a total amount owing of $375 and an APR of 391.07%.

We also offer payday loans in Gatineau, Vanier, Clarence-Rockland, Chelsea, Stittsville, Kemptville, Embrun, and Russell.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.