Faxless Payday Loans

You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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How it Works

Faxless Payday Loans

Are you currently in a situation where you are lacking in your finances? Perhaps you are feeling stressed out as a result and wondering how you will meet your impending financial obligations, such as paying your rent/mortgage or even buying groceries. Asking a close friend or family member to borrow some money may not be an option, and going through the long and drawn-out process of applying for a traditional bank loan may be out of the question due to time restraints or poor credit on your part. Regardless of your current financial situation, the good news is that if you need money now, you always have the option of applying for a faxless payday loan.

What is a Faxless Payday Loan?

A payday loan is a small loan of under $1500 that you can take from a loan agency to assist you in covering your expenses until your next payday. The concept of a payday loan is that the borrower should be able to get quick and easy money and then pay it back with a bit of added interest with their next paycheck. This is often ideal for people in situations just like yours, in which they need a bit of extra cash to get them by until payday.

Until recently, payday loans have been offered only from traditional storefronts. These stores used paper records such as printed bank statements and pay stubs from a borrower's employer to determine creditworthiness. When payday lenders added the ability to lend money to people from home, they did so by simply extending their existing business model to take those same documents by fax instead of in person. With the increasing ubiquity of internet access, many lenders began offering faxless payday loans, allowing applicants to send these documents via email if they had access to a scanner.

My Canada Payday has gone a step beyond this, giving mobile loans to customers by allowing them to submit their bank statements using a screen capture application. Borrowers no longer need to have paper copies of their statements, which is increasingly common in this paperless era. The entire process of downloading the screen capture application and submitting the banking details takes less than five minutes and under optimal conditions means that a loan contract will be delivered to the customer in less than ten minutes. This means you can get a payday loan anywhere in Canada.

The application process is not only faster with a faxless payday loan, but we also deliver the funds instantaneously using e-Transfer 24/7. It couldn't be faster!

What You Need to Know

Since payday loans are meant to be short-term personal loans, the amount that you may get approved for can vary, depending on your current income and how much you need to borrow. Therefore, you should not expect to use a payday loan for larger expenses. In most cases, the maximum amount you can get approved is based on the amount you make per paycheck and is capped off at a certain amount for most lenders.

Furthermore, you should be careful to only borrow what you know you can comfortably pay back within a few weeks or a month (if it's a one-month payday loan). Your repayment terms, including how long you will have to pay off the loan, will be outlined in your loan agreement. Take the time to read through this before you agree to a payday loan so that you know what to expect when it comes to time to repay the loan, which will likely come soon after you receive the funds.

You can also opt for installment loans, in which you will be given a set monthly payment to make. You should also be aware that most payday loans have a higher interest rate than a traditional loan, so be sure that you are aware of what your interest rate is and how it will affect your repayment amount as well.

Overall, payday loans can be a convenient way to get a cash advance pending your next paycheck and without the hassles of a traditional bank loan. Furthermore, faxless loans can make the process of applying and getting approved even easier. As a result, if you're in a tight financial situation, online payday loans are an option you would love to keep in mind.

What Qualifies You For a Faxless Payday Loan on MyCanadaPayday

To get approved for a faxless loan, you must satisfy the following requirements:

  • Residency – You must be a permanent resident of Canada and reside within any of the provinces we lend in (BC, AB, ON, MB, SK, and NS).
  • Age – You must meet the provincial minimum age requirement of 19 years.
  • Income – You will get approved if you have a "regular source of income," such as employment, payments from the government, or pensions. Proof of income is via bank statements.
  • Bank account – You must have a Canadian bank account and at least 180 days of online banking history.
  • Contact – You must have a phone number and a working email address.

Advantages of Faxless payday loans

There are many benefits of obtaining faxless loans. Some of these include:

  • No fax

Unlike the previous years where you have to gather many documents and credentials to qualify you for a loan, with My Canada Payday, you do not need any physical documents to apply for a loan. You can now apply for faxless loans online and receive approved funds directly to your bank account.

  • Quick and easy application

You can apply for quick cash to settle a pending bill within 15 minutes. All you need is a computer or mobile device and an internet connection anywhere in Canada.

  • Guaranteed Safety

If you work with us at My Canada Payday, you are assured of maximum privacy and data safety. Privacy is an aspect of concern for most borrowers; we understand this and are committed to giving you credit loans with optimum privacy protection. We are fully licensed and regulated in line with provincial regulations. Therefore, we have a high technology encryption system to protect your privacy, and we do not share your data with a third party.

  • All-purpose Loan

Whether you need to settle a medical bill or an urgent utility cost, we will not ask you what you need the money for. Feel free to apply for a holiday loan if you feel like going on a trip.

  • Speed and Convenience of Faxless Payday Loan

If you wanted a loan in the past, you had to go to the bank for the documentation procedure so that they could evaluate whether or not you were eligible for one. But things have changed now!! You can quickly apply for rapid online faxless payday loans from your office or home using the internet without having to email or fax your paperwork.

You don't need to go through the hassle of visiting banks or other large financial organizations that have a complex loan approval process. You also do not need to search for a payday loan location to get money. Furthermore, banks prefer to lend money to persons with a good credit score, and unsecured loans are rarely granted. With My Canada Payday, you will have a high rate of approval, no credit checks, and no required collateral.

  • No Credit Check Faxless Payday Loans Canada

Are you looking for a direct lender with a high acceptance rate? Do you need to borrow a faxless loan even when you have bad credit? The best option is My Canada Payday loan. You are assured of easy and secured lending with no credit check with us. Our website is equipped with the best security technology to protect your data and privacy. So, get started with our fast, secure, and easy loan request form and get the cash you need now!

My Canada Payday makes applying extremely simple. Our faxless-payday-loans no-credit-check method is simple, secure, and quick. To apply for a faxless payday loan, use your smartphone to fill out the form. Our approach is straightforward whether you're using a smartphone, laptop, tablet, or PC.


If you have any questions, you can find answers here. Do you have more questions? Check our faqs page for all the answers!

How much can I borrow?
You can borrow a maximum of $1500 with My Canada Payday loan. The minimum amount is $50.
How can I apply for a faxless payday loan?
To apply for a faxless payday loan on My Canada Payday visit our website and navigate to the application page. Start your loan application by filling out the form on the page with valid information. You can then submit your application for review and approval.
How do I receive my loan?
Once your application has been approved, you will receive a contract with details of the loan outlined. Your loan sum amount is then sent to your bank account via e-transfer within 15 minutes.
Do I need a job to qualify?
Not necessarily, but you must have a job or a regular source of income to be approved for a faxless payday loan. This means a regular income from a job, pension, or government income. That way, we are assured that the loan can be repaid.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.