It only takes a few minutes to get a payday loan with us. First off, fill out the application form. We'll need your basic details, including name, birthdate, address, and the amount you want to borrow.
Your application will be analyzed and approved or denied right away. Once you're approved, we send you a contract which you digitally sign and that's it.
Finally, you'll get the funds via Interac e-Transfer within 15 minutes. You can accept the contract 24 hours a day.
Richmond is a major city in Canada that is a part of the British Columbia province. It has a population of around 198,000 people, which makes it the fourth largest city in BC. One of the most remarkable and distinctive features of Richmond is the fact that it is the home of the Vancouver International Airport, the second busiest airport in Canada, and the Richmond Olympic Oval, an indoor multi-sports arena built to host speed-skating contests during the 2010 Winter Olympics.
Its convenient location just south of Vancouver makes it an ideal weekend getaway for water-loving tourists and locals alike, bordered by the mouth of the Fraser River and the Pacific Ocean. Uniquely, the combination of these two bodies of water means that Richmond is made up entirely of islands, with LuLu Island comprising the majority of the city. And modern-day fairy tale fans will recognize the lush scenery and ocean backdrop of Richmond immediately: it’s home to Storybrooke, the enchanted town featured in Once Upon a Time.
Richmond has a workforce of over 100,000 employed individuals. Almost 50% of the job positions are related to sales, services, finance, and business administration. The median household income in the city is approximately $65,000 and it can be considered a prosperous place to live, with almost 30% of its population earning $100,000 or more. Nevertheless, not everyone has the privilege of earning such a high income—and that means that on certain occasions, you may find yourself struggling to get some extra cash between paycheques.
If you are short of funds at some point, which options do you have?
If you are in Richmond, a payday loan from My Canada Payday could be the solution you have been looking for to fulfill your cash shortage while your next paycheque comes in. The application process is one of the easiest and fastest you’ll find and the best thing is, it is 100% online. No paperwork involved, and no need to fax anything; all you have to do is fill out a one-page form and we’ll take it from there. You'
If you have a steady income from a paying job or any other legit source, you will enjoy the convenience of our payday loans. You can apply for one from the comfort of your home or office and Richmond residents can get approved for up to $1,500. Compared to visiting a storefront, getting a payday loan online is like night and day when it comes to convenience.
Our TrustPilot account speaks louder than any advertising. We have more than 700 happy clients to do the talking for us, and we will be more than happy to assist you too.
Our business is fully authorized to extend online payday loans to Richmond residents through our lending license #52546.
While most of our clients may be comfortable with repaying their payday loan in 14 days, you may need some more time to use the money. We can offer a maximum 62-day credit term to spread your installments throughout a longer period of time if you wish to do so.
These are some of the most frequently asked questions we receive from our clients, so we wanted to answer them for you right away to save you time.
If you are a Richmond resident, you can get a payday loan for no more than 50% of your paycheque and a maximum credit of $1,500.
We charge $15 per each $100 you receive through one of our payday loans. For example, a $300 payday loan extended for a period of 14 days will result in a total amount owed of $345.
After your payday loan is approved, the funds will be deposited directly into your bank account in only a few minutes through our Interact e-Transfer platform.
We don’t charge any hidden or surprise fees. We want to position ourselves as the fastest, easiest and most reliable payday loan supplier in Canada, and the best way to do it is to earn your trust through a straightforward cost disclosure.
Step 1: Complete the application form. This includes providing us your:
Step 2: Send us your bank account information.
Step 3: You’ll receive an e-mail with the payday loan contract.
Step 4: Digitally sign the contract.
Step 5: You’ll receive the money in your bank account upon the approval of the payday loan.