Safe. Fast. Affordable.
You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 4.6 stars out of 10 by TrustPilot based on 764 reviews

Medical Emergency Loans

Residents of Canada are lucky to have an amazing publicly funded healthcare system, but it doesn't cover everything. Cosmetic procedures are rarely covered, and dental work is famously not yet covered although a handful of politicians have been working on changing this. In the meantime, what do you do when you need cash to get some work done? In an ideal world it would be better to wait for your next paycheque, but that's not always an option. In that case, look to My Canada Payday to get a loan.

We can provide you with the funds to get all sorts of procedures done, including weight loss, hair restoration, dental work, and other procedures. We want to be your number one resource for dealing with any kind of emergency loan needs.

To get started, you'll need to fill in our online application form. Right now we will accept regular employment income as well as pension income, either private or CPP. As long as you can show that regular income on your bank statement, are 18 years of age or older, and are in one of the provinces we operate in, it shouldn't be an issue to get you a loan.

Where do we lend?

We operate in the following regions:

  • BC
  • Alberta
  • Saskatchewan
  • Manitoba
  • Ontario
  • Nova Scotia

How does it work?

Because we are an online lender, our loans are fast. Usually instant, and almost always under an hour. You'll get your funds via an Interac e-Transfer which you can deposit directly into your bank account. The amount you can borrow will depend on the province you live in but will generally be up to 30-50% of your income.

Licensing Information

BC Payday Loan License # 52546
Ontario Payday Loan License # 4721539
Alberta Payday Loan License #342618
Nova Scotia License # 201843061
Saskatchewan License # 100055
Manitoba License # 67816

Interest Rates

Online payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.
Alberta, Ontario and British Columbia: We charge $15 per $100 borrowed. On a $500 loan for 14 days, the total cost of borrowing is $75, with a total amount owing of $375 and an APR of 391.07%.
Manitoba and Saskatchewan: We charge $17 per $100 borrowed. On a $300 loan for 12 days, the total cost of borrowing is $51, with a total amount owing of $351 and an APR of 517%.
Nova Scotia: We charge $19 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $57, with a total amount owing of $357 and an APR of 495.36%.