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You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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Instant Payday Loans in Canada

If you're looking for an instant loan, you've come to the right place. We specialize in delivery fast funds direct to your bank account using Interac e-Transfer. All you need to do is fill out the application form, submit your banking details, and we'll send you your funds.

Who qualifies for a loan with us

If you've got steady income, from employment or a pension (which includes CPP and private pensions), then you probably qualify. You'll also need to be 18 years of age or older, and have access to online banking.

Right now we can only lend to residents of the following provinces:

  • British Columbia
  • Alberta
  • Saskatchewan
  • Manitoba
  • Ontario
  • Nova Scotia

If you're from a different province and need a loan, drop us a line. We are working on expanding to cover the whole country, and we can let you know when we start operating in your province.

How much will you be able to borrow:

Generally speaking, you'll be able to borrow up to $500 to start with, as long as that isn't more than 30-50% of your scheduled income. Different provinces have different rules about the maximum loan amount. Once you repay your loan, the amount of credit that we can extend to you will increase, up to the maximum allowed per province.

How fast will the funds arrive

As we said, it's pretty much instantaneous as we use e-Transfer. If you don't receive the funds immediately after you accept the contract, check your spam folder as sometimes our emails get diverted. We're committed to delivering funds as fast as possible.