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How To Improve Bad Credit

The adverse impacts of bad credit are extremely well-documented. The Balance strongly affirms that bad credit is generated by bankruptcies, property repossessions, late payments, and other poor financial decisions. Individuals who suffer from bad credit are furthermore likely to be charged higher interest rates and higher security deposits.

They may also be denied loans altogether or have apartment applications turned down. Nevertheless, with the right lifestyle changes, bad credit can …

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The Importance of Living Below Your Means

We live in a day and age where materialism has dominated society. Countless people exhaust all financial resources and even go into debt from purchasing large homes, fancy cars, and other tangible items. More often than not, people choose this path in an attempt to impress people and show everyone how well off they are.

In actuality, the wealthiest and most well-off people live below their means. There are several …

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How Self Employment Can Increase Your Income

Self Employed Guy Enjoying Talking to Clients


In this day and age, “going to work” can mean two entirely different things.

For traditionally-employed people, it might mean driving to a store and clocking in. For the self-employed, “going to work” means sitting down at the kitchen counter with a laptop and a cup of coffee.

There are many forms of self-employment, but all of them include building your own business, rather than working for another individual …

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The Benefits of Multiple Income Streams

Any individual who wishes to achieve financial health must first obtain multiple streams of income. In business and in life, a singular source of revenue is simply not enough. Many people work as employees for various businesses or corporations. They are generally paid a salary which allows them to live (somewhat) comfortably. More often than not, so long as working people are able to pay the bills, they have no …

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The Top Three Ways to Build A Healthy Savings Account

In current times, a healthy savings account is more important than ever. However, an alarming report from Zero Hedge affirms that nearly 50% of Canadians do not have more than $200 in savings. The awareness and ability to save money always comes in handy in case of a job layoff, medical emergency, or other financial expense that may appear at a moment's notice. This is why an overall understanding of …

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