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The Federal Budget: 2021

Recently, finance Minister tabled the federal budget for 2021. Election year budgets are typically more generous than usual, and despite a projected budget decline for the fiscal year (Due to Covid-19 mostly), this one nevertheless contains a spread of handouts to Canadian families: a mixture of tax cuts, tax credits, financial documents and extra spending.

In this article, we’ll take a look at a few of the highlights, changes that …

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Buying It For Life

Sometimes, buying the cheap option can cost you more in the long term. Consider the following example. You go out and buy a pair of winter boots for $50. They last their first winter, but during their second, the leather starts to crack, the soles are worn down, and you end up replacing them. Meanwhile, your rich friend buys himself a new pair of boots for $200. The boots last …

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How To: Credit Repair

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Not everyone is born knowing how to balance a budget or save for retirement . Many people, when it comes to financial planning, just close their eyes and cross their fingers. For those people, the first push towards educating themselves about finances often comes when disaster strikes: say, they are refused a mortgage . Bad credit can sneak up on you. You miss a credit card payment here , you …

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