Managing money is already hard enough for most people. So when Covid-19 hit, it made things ridiculously worse. Most of us do not learn any money management skills while growing up. Not in school and definitely not from our folks.

Did you know that 1 in 6 Canadians have more money going out (Expenses), then coming in (Income). This is according to the government of Canada’s 2019 survey. Isn’t …

The world has gone virtual and you do not need to be stressed for anything. Even doctor visits can be completed online, and there are now several ways to access loans online. There are different loan options available online, from a personal loan to a payday loan to balance your account.

Online loans are the rave because they are convenient and quick. You can access a loan straight from a …

We usually think of loans in terms of large amounts, like financing for a new house or even buying a new or used vehicle. But what if you don’t have to need tens of thousands of dollars to take out a loan in the first place?

An average Canadian simply needs a hand with everyday expenses, such as:

• Replacing a broken washer or dryer
• Fixing car brakes or getting a …

Credit card cash advances are amounts of money which people are permitted to "borrow money" from their credit card companies. These advances are generally processed via ATM withdrawals or deposited checks. Unlike other types of loans, credit card cash advances almost always come along with hefty interest rates, usually notably higher than the interest rate of the associated credit card.

Furthermore, the interest tied to credit card cash …

Nobody likes to hear the word 'debt', which is quite understandable. When you're in debt, you have to constantly live on a budget if you're looking to repay the debt quickly. For some, they get to repay their debt, while others carry it on for decades. Clearly, with the way debt weighs people down, no one wants to live with such hanging over their heads.

Consequently, debt is generally considered …