How Do Student Loans Work in Canada?

Like most of life’s big questions, the answer isn’t always straightforward! Student loans in Canada have a unique structure and set of requirements, and it’s important to know exactly what you are getting into before you start applying to universities. See below for an overview of how student loans work in Canada, including the difference between loans that come from the government and loans that come from your province/territory.

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What Are Installment Loans and Revolving Credit?

Don’t make the mistake of letting yourself sign up for the wrong type of loan. Keep reading to see the difference between installment loans and revolving credit—and most importantly, the advantages and disadvantages of both!

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10 Tax Tips for Young Professionals

It isn’t always easy to find the answers—and as you learn more about filing your taxes, you might even come up with new questions entirely. That’s why we’ve put together the top 10 tax tips for young professionals in Canada to help you understand exactly what you are up against. If you’re ready to start thinking about filing your taxes, start with the tips below to make the process as stress-free and as efficient as possible!

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What to Do with Your Tax Refund

There are plenty of great ways to take your tax refund and turn that money into smart financial moves. After all, your return isn’t coming out of thin air: it’s a percentage of your hard-earned income over the past year. Why not use this opportunity to make your money work for you this year?

If you’re stuck on how to use your tax refund for the greater financial good, don’t panic—we’ve already done the hard work for you. Below, we’ve compiled seven of the best ways to turn your refund into better financial management in 2020 and beyond.

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How to Prepare for Tax Season 2020

If you’re starting to feel the pressure from tax season, don’t worry: we’ve got you covered. In the sections below, we’ll cover the best tips on how to prepare for tax season 2020 to help you make it through these next couple of months (without tearing your hair out in the process).

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What is an Emergency Fund and How to Build One

If you don’t have an emergency fund set up yet, you’re not alone. Only a quarter of Canadians have emergency funds set aside. And in those aged 18–34, as many as 35 percent have zero savings, let alone an emergency fund (yikes).

In the sections below, we’ll go over what an emergency fund is and show you some real, actionable changes you can make in your personal finances to free up extra cash for your own emergency fund. Don’t let life’s unpredictability win—we’ll help you stack your deck against any unforeseen expense that comes your way!

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What is Minimalism? How Sustainable Living Can Save You Money

If you haven’t heard of minimalism or sustainable living before, you may want to consider using them as a way to simplify your finances and save money over the long term. This is especially true if your finances are causing stress and anxiety, or if you are looking for a more holistic way to organize and declutter. Read more about what minimalism and sustainable living looks like and give you three steps that you can take to use them both to save money.

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Should You Get a Financial Planner? What Do Financial Planners Do?

There are a number of different scenarios in which a financial planner can be helpful—and keep in mind that in this situation, we’re talking about a real person, not a robo-advisor (which is another topic for another time).

If you’re stuck in the decision-making process between hiring and not hiring, read our article and ask yourself the following questions to see if you need a financial planner.

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The Best Coupon and Savings Apps in Canada

If you’re feeling overwhelmed by the thought of sifting through magazine ads to look for coupons and deals, don’t break out those scissors and envelopes just yet! There are plenty of coupon and savings apps in Canada that make it much easier to find, save and use coupons in order to save money.

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Top Ways to Make Money from Home in 2020

If you’re interested in learning more about how you can start making money from home, you’re in the right place! Make this your year to start changing your income, and check out the sections below for the best ways to make money from home in 2020.

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