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Financial Advice for College Graduates

Graduating from college can be one of the most exciting milestones in any young person's life. Hard work truly does pay off and depending upon one's chosen occupation, college can open up many doors. However, an awareness of certain financial strategies can particularly come in handy for college graduates. While the aforementioned graduates may have worked part-time jobs during their years of academia, there are still some critical points which …

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Financial Advice for Teenagers

Financial freedom, financial security, and financial prowess are feats which some people spend decades working to achieve. Like most things in life, the earlier one begins to practice, the better off they will be. In the case of financial independence, teenagers who learn advantageous skills prior to adulthood are more likely to succeed than their unaware counterparts who have to learn via various mistakes. Financial missteps can be quite costly; …

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How to Financially Support Yourself

The ability to support oneself is a paramount life skill for any functioning adult. However, despite the gravity of this skill, many (young) adults still struggle with it. Habits have a tendency to stick, especially in one's formative years of adulthood. A lack of preparation and necessary skills usually breeds bad habits which in turn engender downward spirals. Moreover, individuals who lack the ability to financially support themselves often fall …

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How to Financially Prepare for College

In many regards, college is viewed as a rite of passage into adulthood. While various individuals maintain different opinions regarding college, its merits, and potential pitfalls, there are certain occupations where a professional degree is absolutely paramount. However, nothing in life comes without a cost. This is especially applicable regarding college; higher education is notorious for its costliness, especially in the United States. Therefore, being financially prepared for college is …

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An Overview of Freelancing and the Gig Economy

As the world changes, so do work options and the workforce in general. The inevitable emergence of artificial intelligence and automation has also played a role in the shift and perception of work. Traditionally, when most people thought of work, they were reminded of a specific place where they went to offer a particular service or product. However, this, too, is changing. More and more people are rejecting notions of …

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Should You Keep All Your Money in the Bank?

In this day and age, money management is a critical skill for financial success. A considerable aspect of money management involves knowing where to store one's funds. Although people have traditionally kept their money in banks, more and more people are beginning to question the wisdom of the aforementioned decision. Furthermore, those who are against keeping some or all of their earnings in banks are wondering about the existence of …

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The Dangers of Borrowing Money

Virtually everyone has found themselves in a sticky financial situation. Unfortunately, it can happen to even the best of us. Sometimes emergencies happen, unexpected events take place, and without the proper savings, these occurrences can seriously disrupt our budgets and financial health. In cases like the aforementioned, the temptation to borrow money from a relative, friend, or financial institution can be great. While borrowing money has helped people in certain …

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How To Improve Bad Credit

The negative impacts of bad credit are extremely well-documented. The Balance strongly affirms that bad credit is generated by bankruptcies, property repossessions, late payments, and other poor financial decisions. Individuals who suffer from bad credit are furthermore likely to be charged higher interest rates and higher security deposits. They may also be denied loans altogether or have apartment applications turned down. Nevertheless, with the right lifestyle changes, bad credit can …

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Personal Loans Improve Credit and Might Pay Off Debt

Why take out a personal loan when you're not sure if it will benefit you? The answer is simple--there are programs that just might and it doesn't hurt to try ones that have no impact on your credit score. There are bad personal loans for those with damaged credit. If you use these wisely (and choose the right ones) you can repair your credit and begin paying off debt. This …

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Discover Tips to Better Manage Financial Stress

Who doesn't suffer from financial stress today? It's a common occurrence for many Canadians, and so many feel lost or trapped in their own personal circumstances. Approximately 7 out of every 10 Canadians are extremely stressed when it comes to money. When your stressed over your finances it can have a significant impact on your health-this is a fact. Now, as the cost of living increases, the amount of income …

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