Why take out a personal loan when you're not sure if it will benefit you? The answer is simple—there are programs that are beneficial and it doesn't hurt to try them out, especially if they won't adversely affect your credit score. Suppose you have a bad credit score, there are still personal loans you can take. If you use these wisely (and choose the right ones), you can repair your …

Who doesn't suffer from financial stress today? Unfortunately, it’s a common occurrence for many Canadians, and many feel lost or trapped in their circumstances. Approximately 7 out of every 10 Canadians are extremely stressed about money. However, when you stress over your finances, it can significantly impact your health. These days as the cost of living increases, income seems to decline.

As a result, more Canadians are falling into disarray …

Developing some new money habits is essential when attempting to transform your financial portfolio. Accustoming yourself to these new habits will take some time, but it is worth the effort ultimately. Your daily money decisions will have a significant impact on your long-term financial health. Just as physical health requires good eating and daily exercise, your financial health also depends on good decisions and vigilance.

Daily choices can help you …

Yes, you can improve your finances in as little as a day when you apply the right strategies, but it all starts with YOU! If you take a little bit of time every day to go over your finances and plan you'll begin to make progress. It might involve removing debt a little bit at a time or it might involve making progress toward a future goal. In just 10 …

Too much traditional savings advice focuses too strictly on removing all of the things an individual might love. Don't drink coffee, don't buy this, don't buy that, etc

Why not consider what motivates you then work around it?

When you cut your budget to save for things you have been longing for, it just creates a possibility of a way better outcome.

As human beings, we like to look forward …

How far can Canadians stretch their money today? Seriously—how far can that one paycheck take you? Unfortunately, it isn't very far for most Canadian families. Economics is definitely upside down across Canada and even more so within the US. The goal is to discover how you can stretch your money without feeling restricted doing so. It might sound difficult, but really, it's not. You have to develop the right …

Canadians spend more than 40% of their monthly income on housing, which is extraordinary. However, this dilemma is occurring all across the United States as well. Because of the stagnation in wages, but the increases in housing and other living costs--Canadians are struggling to stay above water. Some Canadians can only dream of becoming a homeowner.

Canadians who do manage to acquire a home struggle from month to month with …

We would all like to think we are good at managing money, but unfortunately--many of us are not! Good money management is a process, it's not something you are just good at. Now, even if you want to become proactive and become a good money manager, you're going to have to do more than just read a bunch of articles, and it's more than just earning more money.

You …

You hate your job so much that you want to quit. You even hate it so much that you want to quit today. Of course, this can happen. However, are you prepared for this? Have you factored in your everyday expenses?

While it is your personal choice to decide when to quit a position, it is also important to realize this decision has to be owned. If quitting your job …

Life  is demanding and stressful. For many Canadian families there is constant worry or some form of anxiety lurking.   Sometimes it comes from simply feeling like you’re trying to do it all.  And sometimes life is just difficult period. Natural leaders have discovered ways to manage stress and maintain their composure in order to stay ahead of the game. Canadian professionals who can learn how to overcome personal problems on …