Blog

How to Financially Prepare to Leave Your Parents' Home

As the cost of living becomes more and more expensive, many young adults are living at home with their parents or other relatives. However, many people reach a point and time where they wish to live on their own. This is quite understandable and to be expected; however, leaving home and venturing out into the real world requires serious, calculated preparation. This is not something which should be done carelessly …

Continue reading...

Important Things To Do Before Retiring

As people gradually enter various stages of their later life, they may begin to consider the merits of retirement. While some individuals decide to keep working, others feel as though they have worked for long enough and are ready to retire. However, before one enters retirement, there are some very important things they need to do.

Make Sure You Have Enough Money to Retire

The desire to retire from work …

Continue reading...

10 Ideas For Living a Satisfying Life on a Modest Budget

A modest budget doesn't mean you can't live a full and happy life, engaging in all of the activities you enjoy. The problem is that people have become to dependent on money for life satisfaction. It's been said many times over that money doesn't equate happiness. If you are making a modest income but you can easily pay your bills and still have a tidy amount of funds left over, …

Continue reading...

Time to Start Planning Savings Resolutions in 2017



Planning savings resolutions might strike fear in some Canadian households, but it really can be easier than you think! If you're really going to be successful this time around you have to look at how you've managed years in the past too! Find your mistakes and don't make them again. Pinpoint your weaknesses and do everything you can to avoid them. For example, if you crave dinner out 1 time …

Continue reading...

Learn What Being Happier Can Mean To Your Future And Life

wp-content/uploads/2016/06/150123_inv_happysad.jpg How can you increase your overall life satisfaction? Simply put, it isn't through earning more money, though so many believe this to be the solution. You've heard all of the stories. Money does not buy happiness, and this really is true, more than most people realize. However, faceless money can really make you feel satisfied, but not too many know what this is--so what does it imply? If you have …

Continue reading...

What Money Lessons Have You Learned From Dear Old Dad?

wp-content/uploads/2016/06/fathers-day_picture-1.jpg Father's Day is right around the corner so it only made sense to talk about the impact father's have had in their children's lives, specifically in how they have learned to manage money.  Now, fact, we learn a great deal from our parents and those closet to us, some good, some practical and some not so much. When it comes to finances, dad is often the key character most young …

Continue reading...

Saving Or Investing: What Is Right For Canadians?

wp-content/uploads/2016/06/save-invest-4836742.jpg You have to weigh what is going to give you the best return for your financial future.  If you have a great job, good benefits, and an excess in funds, perhaps investing some of that excess is right for you.  However, if you work a traditional job and have very little left over after bills and other necessities--saving that extra might be the smarter choice.  60% of Canadians appear to …

Continue reading...

Discover How You Can Budget On A Low Income

wp-content/uploads/2016/03/Savings-in-action.jpg Even if your income isn't where you expect it to be, you can still manage a practical budget with the right mindset. Lower income isn't the end of the world, and you can advance from your current financial position too, just as you can in your career.  It can be a strain to try and manipulate your funds to get through the month when you're living on very little disposable …

Continue reading...

5 Smart Ways To Shop And Still Save Big After The Holidays

wp-content/uploads/2016/01/holiday-shopping.jpg How can you cash in and really save big after the holidays?  While we are coming up on the end of the first week of January, there are still some great after Christmas Day sales to be found out here!  If you're really looking to stick to an organized financial plan this year, and you want to start saving right away--it's the perfect opportunity right now.  Retailers want to move …

Continue reading...

The Best Halloween Party On A Budget

You want to shop within your means, but don't think you can't have a creepy great time for Halloween just because you have to budget!  There is no reason to go overboard or break the bank at all.  From pumpkin carving parties to costume themed get togethers and on to taking the kids trick or treating: a budget isn't going to spoil the fun, but it will help you save …

Continue reading...