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Off Beat Ways to Celebrate Valentines Day on a Budget

This article is part of our Finance Hub.

The day of lovers--that's what Valentines Day is all about.  But those constant, influx of commercials can make some Canadian couples feel uneasy and filled with anxiety. If the idea of this holiday looming scares you, there's no need for it too. No one ever said you had to spend a fortune to express your love. That's a sad myth. It's …

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Time to Start Planning Savings Resolutions in 2021

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With a new year comes a new chance to gain control of your money, and set yourself up for a future of financial freedom.

Maybe you've had enough of living paycheque-to-paycheque, or perhaps you’re hoping to buy a house. Whatever your goals are, getting serious about saving takes proper planning and consistency. Whether you're just getting started with saving money or you've been doing so for a while, here …

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Cyber Monday is Here

Cyber Monday is finally here and we thought we would help shoppers out just a bit. The bottom line here is to save money, right? Cyber Monday is right next to Black Friday and it was established so no shoppers would feel left out. Now, you are supposed to be choosy! Don't fall into every deal you see until you compare it. Canadians shouldn't impulse shop just because a cyber …

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Programs to Tranform Housing Costs For Canadian Families Today

Canadians spend more than 40% of their monthly income on housing, which is extraordinary. However, this dilemma is occurring all across the United States as well. Because of the stagnation in wages, but the increases in housing and other living costs--Canadians are struggling to stay above water. Some Canadians can only dream of becoming a homeowner.

Canadians who do manage to acquire a home struggle from month to month with …

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How To Go Broke

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Learning how not to go broke is an odd idea, isn't it? Well, it's also a smart one. Too many people today keep repeating the same financial mistakes.

Many Canadians claim to have no time to budget, and no time or money to purchase software programs to help them manage their money better. While there have been improvements in recent times, there is still a significant number of people with …

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7 Ways You Can Rent Even With Bad Credit

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Renting that first apartment can be an exciting experience, but dealing with bad credit is a trying one. It is extremely difficult dealing with bad credit when you're looking for an apartment, or home for rent. We will tell you that finding approval for a home rental can vary depending on what part of Canada you're within. Markets like Toronto are very different from Vancouver. If you have strong …

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Stockpiling Food Can Save Canadian Families on Groceries

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Stockpiling is a very common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you spend will …

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Life Saving Tips For Canadian Families Today

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Lots of money-saving advice does require an individual or family to change their lifestyle to be successful. We've said that it takes commitment and good banking habits to succeed financially. The cost of raising children has certainly increased significantly, approximately 40% today. Even the most frugal Canadian families can struggle financially, with the best methods in place. However, remember that there are simple, easy things you can do to help …

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Can You Afford A Mobile Home With Bad Credit?

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Becoming a homeowner, mobile or traditional, is a big step. If you've been renting and are ready to become a mobile homeowner, the last thing you want to hold you back from this dream is your credit score.

Everyone makes financial mistakes, but some can hit your credit score hard. Credit scores have a huge role in most financial decisions you will ever have to make as a Canadian. You …

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Financial Secrets Every Job Quitter Should Know

You hate your job so much that you want to quit. You even hate it so much that you want to quit today. Of course, this can happen. However, are you prepared for this? Have you factored in your everyday expenses?

While it is your personal choice to decide when to quit a position, it is also important to realize this decision has to be owned. If quitting your job …

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