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Do You Want Outrageous Money Saving Halloween Treats?

wp-content/uploads/2015/10/The-Addams-Family.jpg The countdown has begun and in just a little over a week little goblins, ghouls, fairies and the rest of the bunch will be knocking at your door, ecstatic for some trick or treats!  Are you ready for the big day and evening?  We can help you keep your Halloween spending under control with these outrageous money saving tips you just might not have thought of with all the pending …

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Should You Take Advantage Of The CPP Before Retirement?

It's controversial and always has been for every Canadian across British Columbia , but it is a financial consideration that needs due attention as the rules appear to be shifting.  This is definitely a very personal choice--and when it comes to taking early CPP; circumstances are always different for individuals.  Now, with regard to your pension and those benefits--how and when you take them is entirely up to you, but …

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The Top 5 Ways To Secure Financial Freedom

There are very few Canadians who can forget the recession of 2008 and it has left many, more than concerned about a solid and stable financial future.  If you want real financial freedom then you simply have to take a hard look at your finances and spending habits.  For the majority of Canadians, what they once considered to have significant value now holds very little.  Many have seen their pensions …

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The Facts And Myths To Help You Manage Your Credit Card

wp-content/uploads/2015/10/Millennials-Gen-Y-debt-student-loans-credit-card-debt-credit-counselling-debt-consolidation-consumer-proposals-bankruptcy-millennial-home-ownership-starting-over-starting-now.jpg Are you aware of the facts and myths associated with settling your mounting credit card debt ?  This does apply to those who struggle with climbing interest rates and late penalty payments on credit cards too. Year after year consumer debt has risen 4.9%, according to financial analysts and this gives pause for concern when it comes down to Canada's financial stability. One of the most prevailing factors we want …

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The Best Halloween Party On A Budget

You want to shop within your means, but don't think you can't have a creepy great time for Halloween just because you have to budget!  There is no reason to go overboard or break the bank at all.  From pumpkin carving parties to costume themed get togethers and on to taking the kids trick or treating: a budget isn't going to spoil the fun, but it will help you save …

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5 Budget Friendly Strategies To Keep You From Incurring Debt

wp-content/uploads/2015/10/hi-household-debt-852.jpg For so many families across British Columbia , no matter how much income is earned annually, this simply appears to never be enough.  This is a common complaint across the region, and possibly even the world. However, you want to try to avoid incurring debt as much as humanly possible.  Incurred debt can feel like a ball and chain weighing you down, crippling you if you let it.  While more …

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Top 5 Tips For Meeting A Monthly Budget

wp-content/uploads/2015/10/Dollarphotoclub_47776444.jpg It's safe to assume that no one likes to hear the word: budget , but without one where would you be tomorrow, or next month, or even next year for that matter? Let's face it, unless you're wealthy--tips for meeting a monthly budget are highly necessary to keep you financially healthy and on track, don't you think? Also, it's important to keep in mind that not everyone was born with …

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8 Easy Steps To Get Started With An Emergency Fund

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You need a stable financial plan and honestly, you simply must have one today.  The economy has always been a slippery slope, but then, for that matter, so is life.  Having a plan of action is the smart thing to do, but for so many families it is one of the most complex and difficult to achieve.  The steps to getting started with an emergency fund are only as hard …

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5 Real Life Reasons Why Canadians Need An Emergency Fund

wp-content/uploads/2015/10/shutterstock_259020935.jpg There is no doubt you've read and heard about the importance of having an emergency fund .  In today's questionable economy, an emergency fund is more invaluable than ever.  You never know when life is going to give you some blows, but they're sure to happen.  From your water heater going out, on to your car breaking down--you don't want to be left down and out.  But, without an emergency …

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