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Do You Want Outrageous Money Saving Halloween Treats?

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The countdown has begun and in just a little over a week little goblins, ghouls, fairies and the rest of the bunch will be knocking at your door, ecstatic for some trick or treats!  Are you ready for the big day and evening?  We can help you keep your Halloween spending under control with these outrageous money saving tips you just might not have thought of with all the pending …

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Should You Take Advantage Of The CPP Before Retirement?

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Deciding if and when to access your Canadian Pension Plan is a very personal and sometimes complicated decision. It's actually pretty common for most Canadians. Especially if you took out loans in the past. Most people who took fast payday loans out in the past learned to manage their money at an earlier age. It's a weird stat but seems to be quite true.

So as far as accessibility to …

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The Top 5 Ways To Secure Financial Freedom

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With the 2008 recession in our memory and the current pandemic creating a lot of uncertainty, many Canadians are actively looking to create a more stable financial future. Money woes are a major source of stress, especially when caused by factors outside of our control.

The process of ensuring financial freedom and retirement savings for your future is not necessarily difficult but requires a lot of self-awareness and forward-thinking. The …

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The Facts And Myths To Help You Manage Your Credit Card

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Are you aware of the facts and myths associated with settling your mounting credit card debt ?  This does apply to those who struggle with climbing interest rates and late penalty payments on credit cards too. Year after year consumer debt has risen 4.9%, according to financial analysts and this gives pause for concern when it comes down to Canada's financial stability. One of the most prevailing factors we want …

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The Best Halloween Party On A Budget

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This halloween, don’t let finances frighten you—save that for the scary costumes and decorations!

There's no reason to break the bank to have fun. Some of the best things about halloween require very little spending. Whether you're hosting this year's Halloween party or you're just decorating your home, staying on budget is something you won’t regret.


Remember that the holiday is more about the people involved than the things you …

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5 Budget Friendly Strategies To Keep You From Incurring Debt

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For so many families across British Columbia , no matter how much income is earned annually, this simply appears to never be enough (Sounds like something people managing the Federal budget would say).  This is a common complaint across the region (Including Vancouver), and possibly even the world.

However, you want to try to avoid incurring debt as much as humanly possible.  Incurred debt can feel like a …

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8 Easy Steps To Get Started With An Emergency Fund

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An emergency fund is more valuable than ever in today’s shaky economy than ever. You never know when life is going to throw you a surprise. From your water heater dying to your car stalling, you don't have to get payday loans in Barrie or wherever you live, just for basic survival needs.

An emergency fund gives you a financial safety net and peace of mind to handle the situation …

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5 Real Life Reasons Why Canadians Need An Emergency Fund

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There is no doubt you've read and heard about the importance of having an emergency fund .  In today's questionable economy, an emergency fund is more invaluable than ever.  You never know when life is going to give you some blows, but they're sure to happen.  From your water heater going out, on to your car breaking down--you don't want to be left down and out and having to turn …

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