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Should You Keep All Your Money in the Bank?

In this day and age, money management is a critical skill for financial success. A considerable aspect of money management involves knowing where to store one's funds. Although people have traditionally kept their money in banks, more and more people are beginning to question the wisdom of the aforementioned decision. Furthermore, those who are against keeping some or all of their earnings in banks are wondering about the existence of …

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The Dangers of Borrowing Money

Virtually everyone has found themselves in a sticky financial situation. Unfortunately, it can happen to even the best of us. Sometimes emergencies happen, unexpected events take place, and without the proper savings, these occurrences can seriously disrupt our budgets and financial health. In cases like the aforementioned, the temptation to borrow money from a relative, friend, or financial institution can be great. While borrowing money has helped people in certain …

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How to Convince Your Boss to Give You a Payraise

Virtually everyone would love to receive a pay raise from their employer. Whether or not said raise is deserved or feasible depends upon many factors and circumstances. However, there are still certain steps that employees should take when they are pondering asking for a salary increase.

Consider the Value You Bring to the Company

Like virtually everything else in life, a pay raise has to be earned. The odds of …

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Basic Money Handling Tips

The ability to handle money appropriately has never been more imperative. In this day and age, people who are aware of just the most basic ways to manage capital do significantly better than individuals with poor money management skills. The perks of managing capital appropriately are well documented. Any individual who is serious about his or her financial future would do well to learn some of the most basic, yet …

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Important Things To Do Before Retiring

As people gradually enter various stages of their later life, they may begin to consider the merits of retirement. While some individuals decide to keep working, others feel as though they have worked for long enough and are ready to retire. However, before one enters retirement, there are some very important things they need to do.

Make Sure You Have Enough Money to Retire

The desire to retire from work …

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The Importance of Investing

In 2018, one of the most important steps that one can take towards financial success is investing. Not only does investing put one's money to work, but it also allows the individual to grow his or her own money. Of course, poor investments usually engender lost funds, whereas wise, strategic investments grow one's income. Some of the wealthiest people in the world invest in one form or another.

Knowing Where …

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Signs That You Should Go Into Business For Yourself

In current times, more and more individuals are choosing to go into business for themselves in one form or another. However, self-employment is not for everyone. Despite the many upsides and benefits that come along with entrepreneurship, going into business for oneself for the wrong reasons can have horrific impacts. Individuals who feel ready to take the plunge into self-employment should first make sure that going into business is their …

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What Self-Employed People Need to Know About Taxes

Virtually everyone dreads tax season and the inherent complexities which often accompany it. The process of doing one's taxes have become so difficult that many people hire professional accountants or tax specialists to take care of the procedure. However, taxes are somewhat different for self-employed individuals and whether they choose to do their taxes on their own or employ the services of a professional, it is still critical for people …

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