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Good credit matters, whether Canadians like it or not. It impacts every aspect of your life. Therefore, it's imperative to try and keep your credit report clean and maintain a decent score. While your credit will not matter if you apply for payday loans in Hamilton, other lenders may request this.

While it's impossible to predict the future, the goal should be to get on track with your …

Who isn't looking for everyday ways to save? Canadians certainly are, but honestly, it doesn't matter where you live in the world. If you go online you will find everyday ways to save quite easily. This goes beyond traditional coupon clipping too. When you have a budget goal but you still would like the opportunity to splurge you can. It only takes a little bit of wit, discovering some …

Being on a modest budget doesn't mean you can't live a full and happy life. Especially while engaging in all of the activities you enjoy. The problem is that people have become too dependent on money for finding satisfaction.

Some have even become addicted to gambling or getting payday loans in Canada when they don't even need them. In the city of Mission, a few people recently even resorted …

There are many people who take out a payday loan in good faith, with the full intention of paying it back as they should. However, there are just as many who have something happen that prevents them from meeting that obligation. Then there are a few who feel they've been treated rather unfairly due to high fees and other expenditures in regards to the loan. Now, the worst thing a …

Too much traditional savings advice focuses too strictly on removing all of the things an individual might love. Don't drink coffee, don't buy this, don't buy that, etc

Why not consider what motivates you then work around it?

When you cut your budget to save for things you have been longing for, it just creates a possibility of a way better outcome.

As human beings, we like to look forward …

As spring break creeps closer and closer there are more Canadians planning on getting away from it all. It's traditional for most, and this is the time numerous Canadian families plan their vacations. Some even take out payday loans to take a little break.

For college students, the break is an alleviation from the chaos of college classes and other stress. For adult Canadians, it is a must needed break …

This article is part of our Finance Hub.

Too many Canadians run from their debt and try to bury their head in the sand. It's not because they are losers--it's simply because they just don't know what to do. They think by not communicating and not answering those letters the debt will somehow just disappear, but that isn't going to happen. One of the worst things that a debtor …

This article is part of our Finance Hub.

If you had good money and time management skills, you could have avoided this in the first place. Anyways, see this time now as a way to educate yourself (Especially on how to save on your taxes, etc)and plan to avoid making the same mistakes again. Although you might feel some relief once you file bankruptcy and your debts …

Canadians don't always have to turn to a costly personal loan to overcome financial hardship. Whether it's caused by just student loans or something bigger, there are lots of options available for you. These more affordable choices will protect credit and actually assist with building a better credit history. Before ever applying for any type of loan, the borrower should weigh the reasons as to why they need it.

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This article is part of our Finance Hub.

The day of lovers--that's what Valentines Day is all about. But those constant, influx of commercials can make some Canadian couples feel uneasy and filled with anxiety. If the idea of this holiday looming scares you, there's no need for it too. No one ever said you had to spend a fortune to express your love. That's a sad myth. It's …