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A Torontoist Strategy For Celebrating New Year's On A Budget

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A new year is an exciting fresh start and chance to flip the page. While it should be celebrated in style, it is also a great time to start the new year with strong financial goals.

Creating and sticking to a budget for your New Year’s celebrations will give you the confidence to stick to it and keep the habit up all year. However, there’s no need to feel restricted. …

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10 Tips To Help You Avoid Mindless Spending

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You don't need your budget to be leaky like a faucet, because sooner, rather than later, you'll run dry!  The only way to minimize risk like this is to develop a better relationship with your money so that you can save rather than mindlessly spend it.  

Patching up your finances, where they need it the most can help salvage your financial future and build up a substantial savings over …

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Canadian Finances For New Years: What Will Make This Year Successful

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Happy Holidays and Happy New Year!  Though we haven't entered 2016, it is now time to get ready to prepare for some New Year's resolutions Canadians will stick with!  This blog might just be the one to hit home and make a difference in an individual's mapped out goals for the year--you never know!  

If you're interested in trimming up your budget and making it extremely fit for the New …

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The Top 10 Habits Of The Self-Made Wealthy

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Have you ever wondered how the rich and powerful ascend to the positions they are in?  If you're like most Canadians out here, you might believe many were simply handed that golden ticket and have never had to work for anything they have, but that isn't the case for all the rich and prolific people in Canada, not to mention, elsewhere in the world.  Some of these Canadians are indeed, …

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8 Reasons For Canadians To Stop Spending More Than They Earn

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Spending less than you earn isn't as straight forward as it sounds, unfortunately--at least not for the most part.  Many Canadians across British Columbia struggle with things as simple as grocery budgeting, due to rising costs and stagnate wages.  Here are the facts.  If you're really going to begin planning for spending less than you earn, you certainly are going to have to be steadfast in it.  You have to …

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Canadians Budgeting For Rising Grocery Costs

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[Updated for 2021]

It is almost a certainty that general living costs will increase over time, and food is no exception. While most Canadians are doing their best to tackle debts such as mortgages and loans, food can seem like a minor expense in comparison.

Financial analysts think Canadians are generally becoming less frivolous and more sensible with their spending habits, however over 68% of Canadians are finding it harder …

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Time Savings Tips For Stress Free Holiday Get Togethers

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There's no doubt about it; just a few practical time savings tips can make all the difference when it comes down to relaxing and having a great time with family and friends all throughout the holiday season!  Don't be one of those running around like a doe caught in the headlights! A panicked lemming shows poor time management and planning abilities!  Now, if you're one of many Canadians who feels …

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Are You A First Time Homebuyer: 6 Smart Home Purchase Tips

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Making that amazing leap from a renter, to a home buyer can be a wildly fantastic time for any family. Especially Canadian families.

Although there are so many things that need to be handled (Like paperwork, fees, etc), the process can feel a bit overwhelming at times.

That said, there is nothing like finally having full control on how you decorate your home, what your backyard looks like, …

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5 Holiday Planning Strategies To Minimize And Lower Debt

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Wouldn't you agree there could be nothing worse than receiving your credit card bill in January only to discover you can't possibly meet the minimum payment?  This happens to thousands of Canadians every holiday season, but this year you can make a difference.  You can learn how to manage your holiday budget and minimize the risks of incurring more credit card debt. For many, indulging in spending has become a …

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How Much Debt Is Simply Too Much?

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Are you simply drowning in #debt ?  If it's taking more than half of your income to manage your debt you might not be in control of your finances the way you really believe you are.  If Canadians are going to learn how to manage debt responsibly they have to educate themselves on how to build and manage a responsible budget. When you carry too much debt on your plate …

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