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7 Ways You Can Rent Even With Bad Credit

wp-content/uploads/2016/10/ForRent_PeterDazeley_PhotographersChoice-56a1de995f9b58b7d0c3ff0d.jpg Renting that first apartment can be an exciting experience, but dealing with bad credit is a trying one. It is extremely difficult dealing with bad credit when you're looking for an apartment, or home for rent. We will tell you that finding approval for a home rental can vary depending on what part of Canada you're within. If you have strong rental references and a good steady income, renting won't …

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Stockpiling Food Can Save Canadian Families on Groceries

wp-content/uploads/2016/10/mcns-bargain-buggyjpg-9d0cf213dd3d5a5b.jpg Stockpiling is a vey common practice, but will it work for you the way you expect? The first tip to start saving money stockpiling on groceries is to only get those things you know you're going to use--it makes sense, right? Within just a few months you can have a nice stockpile of necessities and groceries! There are rules to maintaining your stockpile as well--so the money you spend will …

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Can You Afford A Mobile Home With Bad Credit?

wp-content/uploads/2016/09/mobile-home.jpg This is a big question for Canadian families.  If you've been renting and are ready to finally become some form of a homeowner--be it a mobile home, or a traditional one--can your credit hold you back from achieving this dream? For so many it feels unobtainable. We all suffer from financial mistakes, and some of these can really hit our credit hard. It would be nice if credit didn't have …

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Tips to Avoid My 5 Personal Money Mistakes

wp-content/uploads/2016/07/Student-stress.jpg Finances can be confusing to many young Canadians across British Columbia --and stressful, I know this personally. It is never easy admitting mistakes we might have made in the past, especially when it comes to your money and spending--but it is the only way you can really transform for the better. Now, it is common to make money mistakes in your 20's and 30's, and even sometimes into your more …

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Do You Know The Credit Card Do's and Don'ts?

wp-content/uploads/2016/05/montreal.jpg Yes, credit cards can be useful financial tools if they are used responsibly--unfortunately, credit cards are highly mishandled, everyday and all across the globe.  Too many see these as a means to an end, or a reason to splurge on those things they wouldn't ordinarily have considered purchasing.  Furthermore, financial experts find that too many turn to credit cards to support their monthly living expenses, something that is a financially …

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3 Friendly Financial Tips For Those Twenty Somethings

wp-content/uploads/2016/04/For-20somethings.jpg Living in your twenties is not what it used to be, and in no way is it easier.  In fact, thinking practically, living on your own in your twenties has become quite challenging.  Many young Canadians have actually returned back home, finding the financial strain too much to handle.  Balancing finances, work and school is hectic--but having to struggle just to keep the lights on is not something 20 somethings …

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5 Proven Tips To Raise Your Credit Score In 2016

wp-content/uploads/2016/01/Improving-credit.jpg That credit score is everything, isn't it?  For so many Canadians, it is like a ball and chain, forever holding them back from lower interest rates and better financing opportunities in general.  Your credit score can keep you from landing a great job.  Now, while this doesn't seem fair, it's just how things work in some parts of the world.  Within Canada, and all across British Columbia --a poor credit …

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How Much Debt Is Simply Too Much?

wp-content/uploads/2015/10/man-drowning.jpg Are you simply drowning in #debt ?  If it's taking more than half of your income to manage your debt you might not be in control of your finances the way you really believe you are.  If Canadians are going to learn how to manage debt responsibly they have to educate themselves on how to build and manage a responsible budget. When you carry too much debt on your plate …

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How Can You Have A Financially Responsible Holiday Season?

wp-content/uploads/2015/11/Christmas-Image-budget.png We understand that #financialplanning might not be the priority for many Canadians during the holiday season.  In fact, the majority of shoppers spend the highest amounts of money during this time of the year, often overlooking their budget and over spending well beyond their means.  This leads to horrible depression following the holiday, but it appears to continue to happen despite one's best efforts.  It's important to remember that Christmas …

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Learn 5 Reliable Ways To Improve Your Credit Score

Keeping your credit report tidy and organized is critical to your financial portfolio.  You don't want to sweep financial errors under the rug as you would a dust bunny.  Instead, do your very best to pay off debt before it escalates and tarnishes your financial future. wp-content/uploads/2015/10/improving-your-credit-score.jpg Have you been searching for reliable ways to improve your credit score? Today, your credit score is everything.  This impacts your ability to purchase …

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