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Small Loans - My Canada Payday

What is an Open Loan?

Secured, unsecured, fixed rate, variable rate, closed, open—there are tons of different kinds of loans out there. Choosing the right loan for you means first understanding what the requirements for these loans are, and then applying those requirements to your unique financial situation. Not every loan is going to be a perfect match for your needs!

What is a Vig on a Loan?

Simply put, vig is a slang term that is used to describe the interest rate for a loan. If someone asks, “What’s the vig on the loan?” what they are really asking is, “How much money are you paying in interest for your loan?” In a world like The Sopranos, however, where loan sharks are everywhere, they’re referring to interest paid in cash. And for loan sharks and characters like Tony Soprano, the vig is straight profit.

How Do I Know if a Loan Company is Legitimate?

Don’t make the mistake of choosing a lender that isn’t legit—you could end up paying much more than just the cost of your loan. In our blog, we’ll show you the top criteria to look out for when evaluating a lender to make sure you are working with a legitimate company.

How to Get Payday Loans for People on Disability

Payday loans are a great way to help bridge the gap from one paycheque to the next—but what happens when you are out of work? Can payday loans also help supplement disability payments?

If you or someone you know are on disability and aren’t sure how the payday lending process works, you’re not alone! In this blog we’ll talk about why payday loans for people on disability are so useful and, most importantly, how you can get them.

Payday Loans that Accept Child Tax Benefits

Whether you’re getting ready to start a family and want to learn more about the child tax benefit, or you’re already receiving the CCB and need more information about how to use that income toward a payday loan, you’ve come to the right place. In our blog, we’ll give an overview of the CCB and show you exactly where you can find payday loans that accept child tax benefits.

Getting Your Instant Wire Payday Loans

How does the process of getting instant wire payday loans actually work? If you’ve never gotten a payday loan before, you probably have a ton of questions. Keep reading: in the sections below, we’ll break down the instant wire payday loans process step by step so you know exactly what to expect from start to finish.

How to Choose the Right Budgeting System for You?

Budgeting can be tricky, especially if you are learning how to do it for the first time. How do you even start? Luckily, you don’t have to be a math whiz or accounting pro to start budgeting—and there are plenty of different approaches to match your financial health and preferences.

In the sections below, we’ll show you a few tried and true budgeting methods and help you choose the right system that works for your finances. With these budgeting tools at your fingertips, you’ll become a financial expert in no time!

Free Canadian Government Grants to Pay Off Debt

Although free Canadian government grants to pay off debt may be just as mythical as a unicorn, that doesn’t mean that you can’t get out of debt. See the sections below for a handful of real programs and resources that you can take advantage of today to start chipping away at your debt and move toward financial freedom.

Parenting Money Tips: How to Save Money as a Parent

Saving money is tough, no matter how you look at it. It’s even tougher when kids are in the mix: suddenly, you have more mouths to feed, more bills to pay, and greater demands on what are considered monthly necessities. However, it is absolutely possible to learn how to save money as a parent! In the sections below, we’ll show you real, actionable steps that you can take to keep your financial health (and your growing family) on the right track.