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How to Pay Off Debt and How to Handle Debt

While having a little bit of debt isn’t bad, if you’re not careful, you could find yourself in a situation where your debts become overwhelming. If you’re spending more than what you can pay each month—or if you’re struggling to make your minimum payments—it’s time to break free from that debt cycle!

10 Ways to Find Fast Cash in Canada

Whether you find yourself scrambling to pay your rent, keep your utilities running, or afford an emergency expense—like a car repair or a busted refrigerator—you can’t always afford to wait for your next paycheque to come through.

Luckily, there are plenty of opportunities to find fast cash in Canada. You just need to know where to look! To that end, we’ve put together a list of the 10 best ways to get cash quickly, so you can keep all of your financial trains running exactly on time.

What Are the Benefits of Saving Money in an RRSP?

What Are the Benefits of Saving Money in an RESP?

An RESP is a popular choice for many consumers—but how do you know if an RESP is right for you? What are the benefits of choosing an RESP instead of a TFSA or an RRSP?

If you’re not sure whether you should open up an RESP (or even what an RESP is), keep reading: we’ll show you exactly what makes this savings account unique, and why you should consider opening an RESP today.

How Do Student Loans Work in Canada?

Like most of life’s big questions, the answer isn’t always straightforward! Student loans in Canada have a unique structure and set of requirements, and it’s important to know exactly what you are getting into before you start applying to universities. See below for an overview of how student loans work in Canada, including the difference between loans that come from the government and loans that come from your province/territory.

What Are Installment Loans and Revolving Credit?

Don’t make the mistake of letting yourself sign up for the wrong type of loan. Keep reading to see the difference between installment loans and revolving credit—and most importantly, the advantages and disadvantages of both!

10 Tax Tips for Young Professionals

It isn’t always easy to find the answers—and as you learn more about filing your taxes, you might even come up with new questions entirely. That’s why we’ve put together the top 10 tax tips for young professionals in Canada to help you understand exactly what you are up against. If you’re ready to start thinking about filing your taxes, start with the tips below to make the process as stress-free and as efficient as possible!

What to Do with Your Tax Refund

There are plenty of great ways to take your tax refund and turn that money into smart financial moves. After all, your return isn’t coming out of thin air: it’s a percentage of your hard-earned income over the past year. Why not use this opportunity to make your money work for you this year?

If you’re stuck on how to use your tax refund for the greater financial good, don’t panic—we’ve already done the hard work for you. Below, we’ve compiled seven of the best ways to turn your refund into better financial management in 2020 and beyond.

How to Prepare for Tax Season in 2021

If you’re starting to feel the pressure from tax season, don’t worry: we’ve got you covered. In the sections below, we’ll cover the best tips on how to prepare for tax season 2021 to help you make it through these next couple of months (without tearing your hair out in the process).

What is an Emergency Fund and How to Build One

If you don’t have an emergency fund set up yet, you’re not alone. Only a quarter of Canadians have emergency funds set aside. And in those aged 18–34, as many as 35 percent have zero savings, let alone an emergency fund (yikes).

In the sections below, we’ll go over what an emergency fund is and show you some real, actionable changes you can make in your personal finances to free up extra cash for your own emergency fund. Don’t let life’s unpredictability win—we’ll help you stack your deck against any unforeseen expense that comes your way!