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4 Insurance Savings Tips For Your Teen Driver

wp-content/uploads/2016/01/Car-Insurance-Young-Drivers.jpg #CarInsurance in Canada is definitely pricey, no matter which way you look at it! When talking about car insurance in particular, teen drivers are often considered to be high-risk.  In fact, male drivers cost approximately 52% more than that of female drivers.  But why?  The vast majority believe that teenage boys are more likely to be involved in an accident versus teenage girls--though this might seem a bit gender biased. …

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5 Smart Ways To Shop And Still Save Big After The Holidays

wp-content/uploads/2016/01/holiday-shopping.jpg How can you cash in and really save big after the holidays?  While we are coming up on the end of the first week of January, there are still some great after Christmas Day sales to be found out here!  If you're really looking to stick to an organized financial plan this year, and you want to start saving right away--it's the perfect opportunity right now.  Retailers want to move …

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5 Proven Tips To Raise Your Credit Score In 2016

wp-content/uploads/2016/01/Improving-credit.jpg That credit score is everything, isn't it?  For so many Canadians, it is like a ball and chain, forever holding them back from lower interest rates and better financing opportunities in general.  Your credit score can keep you from landing a great job.  Now, while this doesn't seem fair, it's just how things work in some parts of the world.  Within Canada, and all across British Columbia --a poor credit …

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5 Simple Steps To Plan And Prepare For Your New Year Goals

wp-content/uploads/2016/01/Budget-Planning-Advice.jpg Procrastination is never a good thing, yet so many Canadians do exactly this.  You don't have to put off what you can do today!  You've heard it before, right?  Getting goals in order and debt in balance can help ease a financial adjustment for the coming year.  While New Years goals and resolutions might make you cringe inside, planning ahead can ensure a happier, healthier and financially sound New Year! …

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A Torontoist Strategy For Celebrating New Year's On A Budget

wp-content/uploads/2015/12/Ringing-in-the-New-Year.jpg Yes, we are talking about a budget again, but that is what helps you remain ahead of your finances!  If you're concerned about celebrating New Year's on a budget , don't be.  Here, we are going to share with you the most ideal ways to enjoy this fabulous holiday without worrying about feeling restricted!  At the same time, you'll come out with money in your account--which is exactly what you …

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10 Tips To Help You Avoid Mindless Spending

wp-content/uploads/2015/12/Personal-Finance-Planning-Creating-and-Protecting-an-Emergency-Fund.jpg You don't need your budget to be leaky like a faucet, because sooner, rather than later, you'll run dry!  The only way to minimize risk like this is to develop a better relationship with your money so that you can save rather than mindlessly spend it.  Patching up your finances, where they need it the most can help salvage your financial future and build up a substantial savings over time. …

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Canadian Finances For New Years: What Will Make This Year Successful

wp-content/uploads/2015/12/Money-savings.jpeg Happy Holidays and Happy New Year!  Though we haven't entered 2016, it is now time to get ready to prepare for some New Year's resolutions Canadians will stick with!  This blog might just be the one to hit home and make a difference in an individual's mapped out goals for the year--you never know!  If you're interested in trimming up your budget and making it extremely fit for the New …

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The Top 10 Habits Of The Self-Made Wealthy

wp-content/uploads/2015/12/Change-your-life.jpeg Have you ever wondered how the rich and powerful ascend to the positions they are in?  If you're like most Canadians out here, you might believe many were simply handed that golden ticket and have never had to work for anything they have, but that isn't the case for all the rich and prolific people in Canada, not to mention, elsewhere in the world.  Some of these Canadians are indeed, …

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8 Reasons For Canadians To Stop Spending More Than They Earn

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Spending less than you earn isn't as straight forward as it sounds, unfortunately--at least not for the most part.  Many Canadians across British Columbia struggle with things as simple as grocery budgeting, due to rising costs and stagnate wages.  Here are the facts.  If you're really going to begin planning for spending less than you earn, you certainly are going to have to be steadfast in it.  You have to …

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Canadians Budgeting For Rising Grocery Costs In 2015

Could Canadian debt reach upwards of $1,084 trillion by the end of 2015?  According to the most recent study carried out by The Canadian Lifestyles 2015 it very well could.  While Canadians are certainly interested in paying down their debt they aren't interested in cutting back on food, nor are they seemingly too concerned with their spending habits at the holidays.  Could this be a bad sign for the wallets …

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