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Time Savings Tips For Stress Free Holiday Get Togethers

wp-content/uploads/2015/11/Holiday-image-for-time-savings.jpg There's no doubt about it; just a few practical time savings tips can make all the difference when it comes down to relaxing and having a great time with family and friends all throughout the holiday season!  Don't be one of those running around like a doe caught in the headlights! A panicked lemming shows poor time management and planning abilities!  Now, if you're one of many Canadians who feels …

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Are You A First Time Homebuyer: 6 Smart Home Purchase Tips

Here is an interesting fact for you:  Research shows that 2 out of every three Canadians are homeowners--now that is amazing isn't it?  How'd they do it and how'd Canada become the leader for having more families who are actual homeowners? Do Canadians have different priorities? Not really, they just invest in different ways! wp-content/uploads/2015/11/First-Time-homebuyers.jpg Making that amazing leap from a renter to a home buyer can be a wildly fantastic …

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5 Holiday Planning Strategies To Minimize And Lower Debt

wp-content/uploads/2015/11/shopping-tablet-holiday-ss-1920-800x533.jpg Wouldn't you agree there could be nothing worse than receiving your credit card bill in January only to discover you can't possibly meet the minimum payment?  This happens to thousands of Canadians every holiday season, but this year you can make a difference.  You can learn how to manage your holiday budget and minimize the risks of incurring more credit card debt. For many, indulging in spending has become a …

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How Much Debt Is Simply Too Much?

wp-content/uploads/2015/10/man-drowning.jpg Are you simply drowning in #debt ?  If it's taking more than half of your income to manage your debt you might not be in control of your finances the way you really believe you are.  If Canadians are going to learn how to manage debt responsibly they have to educate themselves on how to build and manage a responsible budget. When you carry too much debt on your plate …

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How Can You Have A Financially Responsible Holiday Season?

wp-content/uploads/2015/11/Christmas-Image-budget.png We understand that #financialplanning might not be the priority for many Canadians during the holiday season.  In fact, the majority of shoppers spend the highest amounts of money during this time of the year, often overlooking their budget and over spending well beyond their means.  This leads to horrible depression following the holiday, but it appears to continue to happen despite one's best efforts.  It's important to remember that Christmas …

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Learn 5 Reliable Ways To Improve Your Credit Score

Keeping your credit report tidy and organized is critical to your financial portfolio.  You don't want to sweep financial errors under the rug as you would a dust bunny.  Instead, do your very best to pay off debt before it escalates and tarnishes your financial future. wp-content/uploads/2015/10/improving-your-credit-score.jpg Have you been searching for reliable ways to improve your credit score? Today, your credit score is everything.  This impacts your ability to purchase …

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5 Creative Ways To Save During Holiday Travel

Holiday travel is not only stressful, it is, or can be extremely expensive as well.  Whether you're flying from British Columbia or you're driving to meet up with family and friends for the holidays--preplanning can make all the difference to your savings.  In other words, timing your travel in a strategic way can help you save big and keep your finances in check at the same time. You don't want …

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Frugal Tips For Your Remaining Halloween Candy

wp-content/uploads/2015/11/Left-Over-Halloween-Candy.jpeg If the goal is saving and budgeting you'll love how you can take that left over Halloween candy and create some amazing baked desserts to kick off the holiday season.  Now, while Halloween is officially over, this doesn't rid you of all that rich, chocolatey decadence remaining in your home.  The fact is, candy and chocolate are fantastic ingredients for fall baking--and for those who delight in the ideas!  Not …

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