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Canadian Businesses That Are Thriving During Covid-19

Canadian Businesses That Are Thriving During The Pandemic

There is no doubt that the pandemic has turned the Canada's economy upside down.

From the most established and top Inc 500 companies, to mom and pop stores Canada wide, everyone is struggling. In most cases, in a very negative way.

Every single business and individual has been effected by this Covid-19 “plague” and that is just the reality.

That said, there has been some tremendous amount of innovation …

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Everything You Need to Know about Credit Card Cash Advances

Credit card cash advances are amounts of money which people are permitted to "borrow" from their credit card companies. These advances are generally processed via ATM withdrawals or deposited checks. Unlike other types of loans, credit card cash advances almost always come along with hefty interest rates, usually notably higher than the interest rate of the associated credit card.

Furthermore, the interest tied to credit card cash advances generally begins …

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Things to Know Before Getting Your First Credit Card

There are many upsides to having a credit card, such as building one's credit score, making certain purchases, and even earning cashback points. With the right practices and money management habits, people can do quite well and set themselves up for financial success. However, without the proper knowledge, individuals who manage to obtain credit cards can wreak serious damage upon their financial standing and sink themselves into debt for years …

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Building an Emergency Fund on a Tight Budget

The existence of a healthy emergency fund is absolutely paramount for any adult. Unexpected expenses and occurrences happen all the time, often when people least expect them. A plentiful emergency fund can, and often does, determine whether or not an individual or family is ruined by financial hardship or able to foot the unexpected bill. Despite the importance of an emergency fund, not everyone has one. One of the most …

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How to Repay Debt

This article is part of our Finance Hub.

In the best of worlds, nobody would incur any debts. Unfortunately, there are countless people who are up to their eyeballs in debt. Ideally, incurred debt is something which should be paid off as quickly as possible; yet, many individuals find themselves struggling to pay back the money they owe. The subsequent interest which often accompanies unpaid debt doesn't make matters …

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Comparing & Contrasting a Roth IRA vs. 401K

At some point, many individuals will become serious about saving money and putting aside funds for retirement. This often, in turn, prompts the opening of various retirement savings accounts. At this point, Roth IRAs and 401Ks are some of the most popular options. However, these two accounts are not the same, by any means, and should not be treated as such. Some people are better suited for 401Ks while …

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Knowing Whether or Not to Loan Money to Someone

At one point or another, most people will find themselves in situations where they asked for a loan. The person making this request may be a relative, close friend, or even a co-worker. Loaning money comes with its own risks and stigmas; what if the borrower takes too long to return the money? What if they can't afford to pay back the loan? Worst of all, what if they simply …

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How to Pay Off Student Loans

Taking out student loans is a fairly common practice. Some go for other options but many young people (Even if you are on some kind of disability) do this for the sake of investing in their education or otherwise being able to attend college or university. Initially, being able to take out student loans and attend college may seem like a dream come true. However, this dream can quickly …

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How to Take Out a Loan

Whether it’s for buying a house, purchasing a car, or trying to pay off your monthly bills, people take out loans for a multitude of reasons.


It may seem absolutely fantastic when a check gets handed to you, but the reality is that nearly all loans come with interest rates. Keep in mind that banks, online lenders, and other financial institutions are more than eager to give out loans …

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How to Pay Back a Loan

There are many people who wind up taking out loans at one point or another. Perhaps they needed the funds to invest in their education, pay bills, cover a sudden emergency, etc. However, regardless of the reason, the ultimate reality is that borrowed funds must be paid back. Unfortunately, there are countless individuals who struggle with paying back loans which they took out. This ultimately doesn't bode well, seeing …

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