Payday Loans Guelph

You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 4.6 stars out of 5 by TrustPilot based on 764 reviews

How it Works

Grimsby in Ontario Haldimand
Erin in Central Kitchener-Waterloo
Erin in Wellington Erin

Payday Loans in Guelph, Ontario

Guelph is a major city in the Ontario province that is roughly 60 minutes away from Downtown Toronto. The city is known as the “The Royal City” due to the fact that the name of the city is closely related to the British monarchy. Guelph has a population of approximately 130,000 residents and back in 1826, it was the place where the Canada Company was headquartered. The company focused on helping emigrants in obtaining equipment, tools, land, and ships to promote the economic growth of the region.

The median household income in Guelph is almost $78,000 and it has an active workforce of approximately 75,000 people. The largest economic sector in Guelph is its manufacturing industry, with auto part producers accounting for a big portion of those activities. The largest companies with operations in Guelph include Linamar, Cargill Meat Solutions, and Polycon Industries. Additionally, the city is the home of the University of Guelph.

A significant portion of Guelph’s workforce is employed on a part-time basis, and that means you may find yourself short on cash to cover for some bills or an unexpected situation such as a visit to the ER, or an urgent car repair. If that situation takes place, what can you do?

  • You could apply for a line of credit at a traditional lender.
  • You could take another part-time job to make ends meet.
  • You could ask your friends or family for some money.
  • You may decide to withdraw money from your retirement plan, incurring a penalty.

There’s another possibility you should consider and that is to apply for a payday loan through My Canada Payday.

Our application process is one of the fastest, easiest and most reliable ones in the industry and it is 100% online. This means that you don’t have to visit a storefront or engage in time-consuming credit applications, as you can apply for a payday loan from the comfort of your home or office whether you live here in Guelph, Kitchener, or anywhere on Ontario. You can get up to $1,500 from our payday loans and the money will be directly deposited on your bank account in a matter of minutes.

If you are a Guelph resident, whether you are employed full-time or part-time, as long as you have a reliable source of income you can apply for one of our payday loans. There’s no need to wait in line or go through lengthy paperwork, and if you have bad credit, that’s not an obstacle, we can help you either way.

These are some of the most attractive features of My Canada Payday loans:

  • We have a lending license in Ontario.
  • There are no hidden fees or prepayment penalties.
  • Our payday loans are available during the weekend.
  • We offer very competitive and straightforward interest rates.
  • You can extend the credit term of your payday loan to up to 62 days.

Our application process is:

  • 100% Online. There’s no need to visit a storefront.
  • Stress-free. No need to fax any documents or fill lengthy forms.
  • Safe. Your information is 100% secure through our state-of-the-art encryption system.
  • Quick. Our application process consists of a one-page form and a team of professionals is standing by to review and approve your application 7 days a week, 24 hours a day.

Number One Lender in Guelph, Ontario for Payday Loans

Quick Response Time

You can get a payday loan in less than 15 minutes as our staff is standing by to review and approve your application. Upon the approval, the cash will be deposited on your bank account only a few minutes after.

Licensed Lender in Ontario

We hold a lending license in the Ontario province (#4721539) and we are members of the Canadian Consumer Finance Association.

Straightforward Borrowing Costs

If you are a Guelph resident, we charge $15 per each $100 borrowed. This means that for a $300 payday loan the total amount owed would be $345.

Q&A About Guelph Payday Loans

Here you will find answers to some of the most Frequently Asked Questions (FAQs) we receive from our clients:

Q: What’s the maximum amount I can get from a payday loan if I live in Guelph?
The amount approved for your payday loan cannot exceed 50% of your paycheque and it can be as high as $1,500.
Q: Do you work during the weekends?
Yes, we do. You can apply for a payday loan any day of the week at any hour, as we work 7 days a week and 24 hours a day. Our professional staff is always standing by to review and approve your application.
Q: Do I have a chance to get approved if I have bad credit?
Yes. My Canada Payday offers bad credit payday loans to Guelph residents who have challenging credit situations. While traditional lenders may reject your application right away, we can work with you to help you get the funds you need.
Q: Do you have any reviews from past customers?
Yes, over 700 of our clients have rated our service as excellent on TrustPilot. Our payday loans have helped thousands and you can get approved for one too.
Q: Can you explain the application process step by step?
Step 1: Fill out the application form.

  • Full Name.
  • Address.
  • Contact information (email, phone).
  • Amount you would like to borrow.

Step 2: Submit your bank account info.

Step 3: You’ll get a digital contract on your e-mail inbox.

Step 4: Sign the contract and mail it back to us.

Step 5: The money will be deposited on your account a few minutes after you are approved.

We also offer payday loans in Kitchener, Waterloo, Milton, Cambridge, Halton Hills, Brantford, Brant, Orangeville, Georgetown, Erin, Fergus, Baden, Acton, Saint Jacobs, Elmira, Elora, Ayr, Grand Valley, and New Dundee.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.