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King City in Ontario Kingsville

Payday Loans in Kingston, Ontario

Kingston is a large city located in Eastern Ontario with a population of more than 120,000 residents. One of the city’s landmarks and frequently visited location is Fort Henry and the Kingston Fortifications, which are a part of the Rideau Canal Historic waterway.

The city’s economy is highly concentrated in government-related operations and public sector institutions that include Queen’s University and the Royal Military College of Canada, which accounts for almost 20% of the job positions available in the city. The city’s workforce is comprised of approximately 60,000 people and the median household income is around $67,000.

90% of Kingston’s residents are employed by an institution and this means that they rely on their paychecks to pay for their living expenses. At some point, we all experience a cash shortage in-between paycheques. Whether the reason for that is an emergency visit to the ER, an unexpected car repair or a large bill you weren’t prepared for, you can find yourself looking for funds in-between paycheques.

What people usually do when a situation like this knocks on their doors?

  • They take a side job, like driving an Uber.
  • They go to their friends or family to ask them for some money.
  • They take money out of their retirement accounts, with a penalty.
  • They apply for a line of credit at a traditional lending institution.

There’s another alternative to this and that is applying for an online payday loan on My Canada Payday.

The application process is the easiest and fastest in the industry and the best part is, it is 100% online. It will only take you a few minutes to fill a one-page online form and this could open the door to a same day payday loan of up to $1,500 that will be deposited directly into your bank account in only a few minutes after your application is approved.

Our payday loans are available for Kingston residents and you don’t have to wait in line to get yours. We understand you live a busy life and it is hard for you to make room to go to your local bank to ask for a regular loan. Additionally, if you have bad credit, we can work with you either way to help you in getting approved for one of our bad credit payday loans.

This are some of the most attractive features of our payday loans:

  • If you want, you can extend the credit term of your loan to a maximum of 62 days.
  • Our interest rates are very competitive.
  • We are available 24 hours a day, 7 days of the week.
  • You don’t have to visit a storefront.
  • No hidden fees. No prepayment penalties.
  • We are a licensed lender in Ontario.

Our application process is:

  • Fast. As it consists of a one-page form and that’s it.
  • Reliable. Your information is safe with us, through our top-notch encryption system.
  • Easy. There’s no need to fax us any documents.
  • Online. Our application process is 100% online, no need to wait in line or visit a store.

Number One Lender in Kingston, Ontario for Payday Loans

Zero Paperwork

Applying for a payday loan online through My Canada Payday doesn’t involve faxing any documents or filling endless forms. We value your time and we designed an easy and fast application process with that in mind.

Cash on hand within minutes

After your payday loan is approved, we will send you the cash through our Interac e-Transfer platform in only a few minutes.

We are a licensed lender in Ontario

We hold a lending license in Ontario (#4721539) and we are a proud member of the Canadian Consumer Finance Association.





Q&A About Kingston, Ontario Payday Loans

If you still have some questions about how our payday loans work for Kingston residents, here are some answers to the most Frequently Asked Questions (FAQ) made by our clients:

Q: Q: How much can I get from a payday loan if I am a Kingston resident?

We can approve payday loans of no more than 50% of your paycheque if you live in Kingston, up to a maximum amount of $1,500.

Q: Q: Do you work during the weekends?

Yes, we do. You can apply for a payday loan any day of the week at any hour, as we work 7 days a week and 24 hours a day. Our professional staff is always standing by to review and approve your application.

Q: Q: What if I have bad credit?

Perfect credit is not among our requirements to get approved for a payday loan. We can work with you if you have bad credit by extending you a bad credit loan that you wouldn’t be able to secure if you went to a traditional lender.

Q: Q: How much will I pay for my payday loan?

For Kingston, Ontario residents we charge $15 per each $100. This means that if you were approved for a $500 payday loan with a credit term of 14 days, your total amount owed would be $575.

Q: Q: Do you have a license to extend payday loans in Kingston?

Yes, we do. We have a lending license to operate in Ontario, Alberta, Nova Scotia, Saskatchewan, and Manitoba.

Q: Q: Can you explain the application process step by step?

Step 1: Fill out the application form.

  • Name
  • Address
  • Contact information (email, phone)
  • How much you want to borrow

Step 2: Submit your bank account information.

Step 3: You’ll get a digital contract on your e-mail inbox.

Step 4: Sign the contract and send it back to us.

Step 5: The money will be deposited on your account a few minutes after you are approved.

We also offer payday loans to residents living in places near Kingston, including:

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.