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Part of our series on neighbourhoods of Scarborough in Toronto
Birchcliffe-Cliffside in Scarborough Clairlea-Birchmount
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Payday Loans in Centennial Scarborough, Toronto, Scarborough, Ontario


Centennial Scarborough is a neighbourhood in the Scarborough district of Toronto, Ontario. Also known as Port Union, this neighbourhood grew from the small lakeside town of the same name. Port Union was a sleepy waterside town for more than 60 years, until the booming post-World War II expansion of Toronto necessitated expansion. In the 1960s, Centennial Scarborough was planned as a residential community. It featured a large, rigidly grid-like area in the eastern portion and more naturally developing areas to the west.

The highly desirable lake-side property in the quaint Port Union area and the quality of the new constructions in Centennial Scarborough in general has led to this being a very affluent neighbourhood. The residents of the area earn a median income almost twice that of Toronto in general. There is a high degree of home ownership in the neighbourhood, well over 90%. The majority of residents identify as English, Canadian, Irish, or Scottish.

When you're continuously getting ignored by those usual bankers, then My Canada Payday has a solution for you. If you find yourself in need of temporary financing, we are your best possible solution for a payroll advance loan that you'll find in the market right now. Our organization's relatively easy internet based request form can be filled in within moments and we aren't about to ask a great deal of invasive questions about what you need the funds for. Even though we do browse your credit status, it won't determine our ultimate judgment whether to provide a loan .

Quick Features

  • provincially approved
  • plenty of experience in lending
  • fast delivery of funds direct into your account
  • friendly staff that treat you right
  • 256-bit encrypted communication
  • the application is completely on the internet
  • open late at night

Out of all the many reasons behind using a payday financing product instead of a conventional personal loan, usually it is poor credit standing. In the case of traditional big credit companies, imperfect credit standing will more or less ensure rejection for any financing. Their inflexibility is simply not fit for serving the needs of any payday consumer. We know that poor credit is a really very common problem, however it does not usually suggest that such folks are not necessarily trustworthy. Our agents determine individual cases using a much wider range of criteria which then enable our organization to provide credit products to numerous people who regular banks will not even consider.

Even though clients can borrow around $1500, an average 1st debt is for just around $300. This payday loan furthermore cannot go above 50% your paycheque. This helps us ensure that trying to pay back the debt won't cause overwhelming financial stress.

Licensing Information

Ontario Payday Loan License #4721539

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Interest Rates

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

Ontario Residents: We charge $15 per $100 borrowed. On a $500 loan for 14 days, the total cost of borrowing is $75, with a total amount owing of $375 and an APR of 391.07%.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.