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Part of our series on neighbourhoods of Scarborough in Toronto
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Payday Loans in West Hill, Toronto, Scarborough, Ontario

West Hill is a neighbourhood in Toronto on the shores of Lake Ontario. The neighbourhood takes its name from a post office that serviced the heavily trafficked road to another major Ontario city, Kingston, for over 150 years, until the 1990s. Due to this traffic, West Hill became a major shopping destination until the 1960s when a new highway was built elsewhere in Toronto. As more road access was built up in the neighbourhood, the population grew into the 1980s. From the 1980s until the present, growth has slowed and the population has grown older. However, real estate prices in the area are relatively low, making it an attractive home for younger families. This change will begin to reverse the recent aging trend in West Hill in the near future.

Due to the course of its development, West Hill has a healthy mix of both commercial and residential areas. It has a new library branch and numerous parks due to the presence of Highland Creek and Lake Ontario. The neighbourhood is also home to many restaurants, a branch of Dow Chemical, and a small college.

Men and women are sick and tired of being pushed aside by the major loan companies and payday loan stores can be troublesome to visit. The time of planning a trip over to a merchant and subsequently biding your time inside a holding room and also taking your place in line at the register are, thankfully, through. The service we offer is actually very speedy plus you will not even need to move away from your workdesk to prepare your request form. The one and only item that you may need is going to be a computer at work or at home or perhaps a smartphone as well as a web connection. Just about any normal PC or smart phone should be compatible with our software program.

Quick Features

  • we are open very late in the evening
  • quick delivery of funds by Interac or direct deposit
  • friendly staff that treat you with respect
  • 256-bit encrypted handling of your personal information
  • years of experience in the business
  • we don't need any faxing
  • the application is completely on the internet

Of the many reasons why individuals could decide to go with a payday loan, their foremost factor tends to be that lenders aren't extremely interested in issuing small loans. This really makes a lot of sense from the bank's perspective, because the interest rates are so low. You can't make money off a loan of only a few hundred dollars because it costs the bank more to employ a loan officer to actually issue the loan than they'll see in interest payments. They're really looking for installment loans or mortgages. As a result, we are an important resource for our user base as we fulfill a demand which is basically ignored by the giant financial institutions. We are sometimes the primary way that you can pay off that past due invoice or possibly an broken vehicle.

If you possess a rather large cash flow it's possible you'll be a good candidate to collect a payday loan as high as $1500 in due course. On the very first financing arrangement with our company, the odds are that you'll be lent up to $500. We can not provide a payday loan for any more than 50 % of what you take home once taxes are deducted. This is intended to ensure that you will not encounter any sort of monetary trouble caused by borrowing more than you can realistically handle.

Licensing Information

Ontario Payday Loan License #4721539


Terms and Conditions
Responsible Lending

Interest Rates

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

Ontario Residents: We charge $15 per $100 borrowed. On a $500 loan for 14 days, the total cost of borrowing is $75, with a total amount owing of $375 and an APR of 391.07%.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.