Safe. Fast. Affordable.
You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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Erin in Ontario Fort Erie
Belle River in Southwestern Ingersoll

Payday Loans in Essex, Ontario

Essex, the administrative seat of Essex County, is a moderately large region of Ontario, with a population a bit over 180,000. There are lots of jobs in Essex, including the largest wind farm in Canada. However, even if you're working at the wind farm, there's no guarantee that your paycheque is going to be able to cover all your bills when they arrive. Sometimes the timing just doesn't work out, so what are you going to do?

  • You can access a bit of money from one of your credit cards
  • Look into writing a post-dated cheque
  • Ask if you can locate someone who will consider an IOU
  • Consult to your bank manager to get an overdraft
  • You could dip into your RRSP but there is a large tax fee

My Canada Payday could be the ideal solution for your troubles. Fast and convenient, simple application, and very flexible acceptance criteria make us the place to turn for getting a payday loan in Essex.

Why should you apply for a personal loan at My Canada Payday?

  • The loan sent using Interac e-Transfer, which is virtually instantaneous
  • No faxing necessary
  • Applications approved rapidly by professional staff
  • Applications are encrypted and safe
  • No questions asked, we don't pry into why you need the cash
  • Absolutely accredited by the government

Obtaining a loan is extremely effortless nowadays!

  • When the following payday shows up, your funds will be taken from your account.
  • Applying is usually less than 15 minutes
  • Your checking account receives the money directly.
  • We will confirm the application within minutes

Number One Lender in Essex for Payday Loans

Safe & Secure Payday Loans

Your data is safe with My Canada Payday. Always encrypted, and we are committed to customer privacy. We won't be selling your data to third parties.

No hidden charges

Our contracts are written in clear English, without unnecessary legal jargon, so you know what you're agreeing to, when you're going repay, how much will be repaid, and there won't be any surprises. We are a responsible lender with a commitment to transparency.

Flexible repayment

Most of our customers want to repay their loan on the next payday. If you want to spread it out over the next two or three payments, that's also fine. Just contact our staff and let them know what you want the schedule to be and we'll set it up for you, no questions asked. Just be aware that the total term of the loan can't be more than 62 days.

Questions about Essex Payday Loans

We hope this answers any questions you might have about payday loans in Essex, but otherwise please chat with us.

Q: Do you loan all over Essex County?

Naturally, we loan everywhere in Essex County. You can get a payday loan in Kingsville, Amherstburg, LaSalle, Leamington, Tecumseh, and payday loans in Lakeshore.

Q: How do I apply for a payday loan in Essex?

Step 1: fill out the application form.

  • Name
  • Address
  • Contact information (email, phone)
  • How much you want to borrow

Step 2: submit your banking information

Step 3: get the contract in your email

Step 4: digitally sign the contract

Step 5: deposit the money into your account

Licensing Information

Ontario Payday Loan License #4721539


Terms and Conditions
Responsible Lending

Interest Rates

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

Ontario Residents: We charge $15 per $100 borrowed. On a $500 loan for 14 days, the total cost of borrowing is $75, with a total amount owing of $375 and an APR of 391.07%.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.