Safe. Fast. Affordable.
You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 4.6 stars out of 10 by TrustPilot based on 764 reviews

Norfolk in Ontario Oakville
Elliot Lake in Northeastern Sault Ste. Marie
in Nipissing

Payday Loans in North Bay, Ontario

If you've gone through all your cash, precisely what are your options?

  • Try getting a few bucks off friends
  • Your boss might provide a payroll advance
  • Some companies might possibly accept post-dated cheques
  • Ask if you can find a company that will take an IOU
  • Withdrawing early from an RRSP results in a major tax penalty
  • My Canada Payday can clear up your difficulties. You could qualify for cash if you have employment. Our ambition is to be easiest loan company in Canada.

Why get a loan with My Canada Payday?

  • Quick application processing in 30 minutes or less
  • Your loan sent by EFT
  • Instant Interac E-Transfers
  • We possess a provincial permit
  • Our staff are quick and respectful
  • Encrypted and safe loan process
  • We don't want faxing any files

The process is very simple now!

  • When the next payday shows up, the payment will be pulled from your bank account.
  • The time to take care of your loan application is extremely fast
  • You can easily fill in the application at your computer
  • Your account gets the money directly.

Licensing Information

Ontario Payday Loan License #4721539


Terms and Conditions
Responsible Lending

Interest Rates

Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements.

Ontario Residents: We charge $15 per $100 borrowed. On a $500 loan for 14 days, the total cost of borrowing is $75, with a total amount owing of $375 and an APR of 391.07%.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.