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Sarnia in Ontario Simcoe
North Bay in Northeastern Temiskaming Shores
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Payday Loans in Sault Ste. Marie, Ontario

As the name suggests, Sault Ste. Marie is a city located on the banks of the River St. Marys in Ontario. With a population of approximately 75,000 residents, it is one of the largest cities in the northern region of Ontario. Located on the opposite side of the St. Marys River you'll find its U.S. counterpart in the State of Michigan, named Saul St. Marie as well. The main employer in Sault Ste. Marie is the steel manufacturing company ESSAR Steel Algoma Inc., followed by the local health care and call center industries.

Now, regardless of the place you currently work on or how much you are earning, there can be days when you may need some urgent cash to pay for unexpected bills or to deal with a sudden home repair. To solve an issue like that you'll probably consider some of the following alternatives:

  • You may try writing an IOU in exchange for some cash.
  • You could wait in a line at a cash advance storefront.
  • You may consider withdrawing money from your retirement account. An expensive alternative in most cases.
  • You could ask your family or friends for a loan.
  • You could let your account go to overdraft.

Or you could consider applying for an online payday loan with My Canada Payday.

We offer loans for as much as $1,500 and our mission is to become the fastest payday loan provider you'll ever encounter.

Why is My Canada Payday the perfect choice if you are looking for a payday loan?

  • We won't ask you to fax any documents.
  • Applications are quickly and efficiently processed by our trained staff of customer service representatives.
  • The cash from your payday loan will be sent in a matter of minutes.
  • Our application process is safe from cybersecurity threats.
  • No questions asked. We don't need to know what the money is for.
  • We hold a lending license in Ontario.

You'll be surprised by how easy you can apply for one of our payday loans.

  • You can do it from the comfort of your home.
  • We value your time. Your application will be processed quickly by our professional team.
  • You'll get the funds from your payday loan directly deposited on your bank account.
  • Your scheduled payments will be automatically deducted from your account.

Why is My Canada Payday the Number One Payday Loan Lender in Sault Ste. Marie?

Bad credit is not a problem!

Most money lenders tend to deny loan applications with bad credit immediately. However, at My Canada Payday we understand that there will be occasions when someone will find himself struggling financially. For that reason, we do not turn down any Sault Ste. Marie payday loan application solely based on the credit score of the applicant.

Pay us back at your own convenience!

My Canada Payday never forces borrowers to repay in full as soon as they receive their next paycheque. We allow our clients to design their own repayment schedule, which can be spread over a few separate installments as long as the borrower is willing to pay for the entire balance of the payday loan within 62 days after getting approved.

No hidden charges

Our online payday loans in Sault Ste. Marie are completely transparent. Our clients are informed of any associated fees beforehand and the payday loan is issued only after we receive digital consent from the applicant. There are no hidden fees or surprise charges of any kind associated to our payday loans.


We also offer payday loans in every city in Canada.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.