Safe. Fast. Affordable.
You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

My Canada Payday is rated 4.6 stars out of 5 by TrustPilot based on 764 reviews

Payday Loans in Smiths Falls, Ontario

Smith Falls is a town located at a half an hour drive from Ottawa, the country's capital city, and it is on track to become on of the most dynamic towns in the Ontario province. Smith Falls started out as an industrial town, but recently, found immense growth from since Canopy Growth Corp., a Cannabis research and development company, was founded and established. Due to this growth, life has been changing for Smiths Falls' residents, creating a need for payday loans who from time to time experience some sort of cash shortage while they wait for their paycheques to arrive.

Financial emergencies are unexpected and can occur anytime and anywhere. Therefore, it’s perfectly normal and wise to take a short-term loan to cover for any shortages you may be facing and one of the best ways to do that is through one of the payday loans offered by My Canada Payday.

How do Payday Loans in Smiths Falls Work?

We can extend payday loans to Smiths Falls residents regardless of their credit situation and these are some of the best features you'll enjoy from the loans offered by My Canada Payday:

  • You can apply for an extended credit term of up to 62 days.
  • You can get approved for up to 50% of your paycheque, up to a maximum limit of $1,500.
  • There are no hidden fees or prepayment penalties involved.
  • We won't ask you to fax any information.
  • Our process is 100% online.

It is Really Easy to Get a Payday Loan if You Live in Smiths Falls

Our application process is one of the fastest and most reliable in the industry.

  • You only have to fill a one-page form.
  • Your personal information is completely safe and encrypted.
  • Our professional Canadian staff is standing by to review and process your application in minutes.
  • The cost of borrowing one of our online payday loans is straightforward and it is limited to what's stated in the digital contract.

Requirements to Apply for Payday Loans in Smith Falls

This is What you Have to Do to Apply for One of Our Online Payday Loans:

l - Complete the Payday Loan Application.

  • You must be 19 years old or older.
  • Be a Canadian citizen and have a Canadian bank account.
  • Show proof of a consistent income source such as a salary or a pension payment.
  • Sign the digital contract agreeing to the Terms & Conditions of the payday loan.

Interest Rates & Penalties

For Ontario residents we charge $15 per each $100 borrowed through one of our payday loans. We don't charge any prepayment fees or surprise charges. Yet, if you are late on the payment of your payday loan additional fees are applicable.


For a payday loan of $500 you'll owe a total amount of $575 for a 14-day payday loan.

Payday Loan Installments

The installments of your payday loan will be automatically debited from the bank account you have provided for the deposit. Most of our clients prefer the usual 14-day credit term and in those cases the full payment for your payday loan will be debited once that date is reached. On the other hand, you can apply for an extended credit term of up 62 days. If that's the case, we'll spread the installments throughout that period of time.

Smith Falls Interesting Local Links

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.