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Payday Loans in Strathroy-Caradoc, Ontario

Strathroy-Caradoc is a municipality located in the Ontario province and at a 20-minute driving distance from the city of London. It has a population of over 20,000 residents and it is the result of a merger between the townships of Strathroy and Caradoc back in 2001.

The city’s economic system is comprised of agricultural and manufacturing businesses that rely on the municipality’s easy access to water (trough the Sydenham River), railways, and highways. The agricultural sector exports over $200 million in good through a network of more than 200 active farms and its major employers are two automotive businesses called Meridian Technologies Inc., and Vari-Form Inc., which provide more than 850 job positions to the municipality’s residents.

Strathroy-Caradoc’s workforce is comprised of more than 6,580 employed individuals who rely on their paychecks to cover for their expenses. You are probably one of them and we understand that there are times when you may find yourself short of cash in-between paycheques.

If you don’t feel comfortable with visiting a storefront or a local bank to get help, My Canada Payday can provide you with a short-term payday loan through its 100% online platform that allows you to apply for it from the comfort of your home, farm, or office. You can get up to $1,500 from our payday loans in a matter of minutes.

Which are the main benefits of taking a payday loan from My Canada Payday?

  • No need to wait in line or even stand up from your chair. Our process is 100% online.
  • You can get up to 50% of your paycheque up to a maximum borrowing limit of $1,500.
  • If you want to repay your payday loan before its due date, there will be no prepayment penalties involved.
  • We can get you approved even if you have bad credit.
  • Our application and approval process is one of the fastest in the industry.
  • We work 7 days a week, 24 hours a day. That means you can take a payday loan during the weekend, yes.

Our application process is easy and fast

You only need to fulfill these minimum requirements to be eligible for one of our payday loans:

  • Applicants must be 19 years old+.
  • Have an active bank account with access to their online banking platform.
  • Demonstrate that you have a steady source of income such as a salary or a recurrent pension payment.

These are the steps you need to follow to apply for one of our payday loans in Strathroy-Caradoc:

  • Fill the online application for a payday loan.
  • You’ll receive a decision and a digital contract with the terms & conditions of the payday loan.
  • Review and sign the contract and send it back to us.
  • The funds will be deposited in your bank account in a matter of minutes.



Q&A about Payday Loans in Strathroy-Caradoc, Ontario

Here you'll find some answers to the questions we usually get from Strathroy-Caradoc clients.

Q: How do I get the cash from the payday loan?

After you are approved, the cash from the payday loan will be directly deposited in your bank account, 5 to 30 minutes after you receive the approval, through our Interact e-Transfer system.

Q: How much does your online payday loans cost?

For Strathroy-Caradoc residents, we charge $15 per each $100 you borrow. If you have been approved for a payday loan of $300, your total amount owed would be $345.

We also offer payday loans in London, Lambton Shores, Exeter, Arva, Glencoe, and Komoka.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.