It only takes a few minutes to get a payday loan with us. First off, fill out the application form. We'll need your basic details, including name, birthdate, address, and the amount you want to borrow.
Your application will be analyzed and approved or denied right away. Once you're approved, we send you a contract which you digitally sign and that's it.
Finally, you'll get the funds via Interac e-Transfer within 15 minutes. You can accept the contract 24 hours a day.
Waterloo is a small city located in the Waterloo Region that belongs to what's known as the Tri-Cities, a name given to the combination of Waterloo, Kitchener, and Cambridge. It has a population of nearly 105,000 people and it is a major employment center in the area that serves as the home of many high-tech and financial businesses. Some of the most important companies headquartered in the city include BlackBerry (RIM), Google, ON Semiconductor, and Maplesoft among others. Additionally, the city is also the home of important educational centres such as the University of Waterloo, the Wilfrid Laurier University, and St. Jerome's University. The city's workforce is comprised of approximately 57,000 people, with most of them employed by the manufacturing, retail, finance, insurance, education, professional and scientific service businesses. The average household income is around $108,000.
Are you low on cash and don't know where to turn in Waterloo?
We have been offering fast online payday loans in Ontario for over 10 years, so you can rely on us. Our loans are fast, affordable, and secure.
If you've applied for a loan at a traditional bank and been turned down because of poor credit, don't worry. Our experience offering easy payday loans in Canada has proven that bad credit isn't the most important factor in offering a payday loan. In most cases, it isn't even a factor at all as we look at an applicant's online banking history to make the most important decisions.
Having a strong history of employment and steady deposits means much more in terms of making payments on time than a credit history can show. Credit histories are inherently biased, and only show a small part of a person's financial history and reliability, and it is particularly weighted towards the past. What we care about is how you're doing right now, today, and that's what we base our decision on. We approve most people who make our minimum requirements and that's why we are happy to offer easy bad credit payday loans.
We hope this answers any questions you might have about payday loans in Waterloo, but otherwise please chat with us.
Once you repay your current loan, you will be eligible to take out a larger loan. The maximum amount you can borrow depends on your province but no more than 50% of your paycheque, or 30% in Manitoba.
Yes, you can repay your loan at any time with no prepayment penalty fees. Any time you need to change your payment schedule, just contact our customer service staff.
You can borrow up to 50% of your paycheque if you are in Waterloo, up to a maximum limit of $1,500.
Step 1: fill out the application form.
Step 2: Submit your banking information.
Step 3: Get the contract in your email.
Step 4: Digitally sign the contract.
Step 5: Deposit the money into your account.