Safe. Fast. Affordable.
You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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Payday Loans in Ontario

My Canada Payday is the number one online lender in Ontario.  We're also Canadian owned and operated, based in British Columbia and with offices in Ontario and Nova Scotia.

If you need cash right now, and waiting for your next payroll isn't an option, what can you do?  Here are a few options:

  • Look into making use of a post-dated cheque
  • You may speak to your boss about for an early paycheque
  • Talk to the bank to apply for some credit
  • You could consider asking friends and family
  • You can clear out an RRSP and suffer a considerable fee

These options may not be suitable for your unique situation though, which can be a problem. Quick cash is generally something that is harder to find. You’d rather not bother people, asking them to borrow cash because this can make you feel embarrassed.

Instead, stop stressing.  There is another option. Because we're an online lender, you can get a loan with My Canada Payday no matter what part of Ontario you live in.  Just as long as you are employed, you qualify for a loan with us.  The entire process of filling out the application form should take less than five minutes.  The whole application and approval process should take less than 30 minutes.

This means quick cash when it is needed and no stressing over where you’re going to get the cash that you need quickly.

Why apply for a payday loan over other loan or credit options?

  • You can pay for daily house expenses, bills, mortgage or car payments, groceries, and more
  • You can use the loan to pay for home or car repairs
  • You can go on vacation when you use the loans
  • You can use the loan to pay for a party or event that is being held
  • You can use the loan for a holiday advance during the holidays

Many people choose payday loans over other lines of credit because they do not require the borrower to have a high credit score. In fact, your credit is not checked at all. As mentioned above, you only need a job to pay back the amount that you borrowed.

Why borrow with My Canada Payday?

  • Fast application processing in a hurry
  • Our staff are speedy and professional
  • We are provincially licensed (lending license #4721539)
  • Faxless approval
  • High level encryption protects all your personal details
  • EFT transfers the funds right in your bank
  • Interac transfer is nearly instantaneous

You'll be amazed at just how straightforward our process is! Our simple process provides you with all of these benefits, and so many more!

  • You don't have to get out of the house to submit an application
  • Your bank account receives the loan directly
  • We will process the application form within minutes
  • On the upcoming payday, your funds will be taken out of your account to pay back the loan
  • We are open 24 hours a day, 7 days a week, so you always get the cash you need, whenever you need it
  • We offer affordable fees depending on the amount that you borrow

We do recommend that everyone borrows responsibly. We recommend using these tips to ensure that you make the smartest decision when borrowing with us.

  • Always borrow within your means, no more than you can afford to pay back
  • Never borrow money under your name for someone else
  • Always make sure to borrow only what you need
  • Repay the loan on time, every time you borrow
  • Do not take out more than one loan at a time
  • Know who you are borrowing from, so you get the best possible loan terms and rates

You may need a loan for a variety of urgent reasons, why wait? Start your application today. If you have any questions or want to know more about My Canada Payday, please contact us.

For information on the rules and regulations, check here.


We Lend Across Canada