Payday Loans in York, Toronto

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Payday Loans in York, Toronto, Ontario


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If you're in York and you need a payday loan, you can rely on us. We have been lending in the GTA for years and our thousands of customers love our speedy, reasonably priced loans. We can quickly resolve your short term credit needs without needing to deal with a bank or go to a storefront. We make it easy, and that's why our customers come back to us when they need credit.

There are a lot of reasons to use a payday loan, but the biggest one is the total lack of interest on the part of big banks to extend small amounts of credit. This makes sense because the interest rates they charge wouldn't cover the cost of their underwriting. On the other hand, it's bad news for consumers which is why we are such a critical part of the financial economy. We are often the only means available to pay that overdue bill or unexpected medical expense.

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We lend throughout all the neighbourhoods of York,


Beechborough-Greenbrook is a neighborhood in the York district of Toronto, Ontario. It forms the northern half of the larger Silverthorn neighborhood. Before the city of York was absorbed into the greater Toronto metropolitan area, its commercial and municipal centers were located in this area. As an older neighborhood that was not as rigidly laid out and developed as other, newer Toronto suburbs, Beechborough-Greenbrook is filled primarily with one way streets, winding roads, and many hills.

The Beechborough-Greenbrook neighborhood is mostly working class. Around 60% of the population lives in small apartment buildings. A majority of residents are Roman Catholic, of Italian and Portuguese descent. There is also a growing Jamaican population. The median income of the neighborhood is slightly below the Toronto norm. Although Beechborough-Greenbrook offers an attractively short commute to downtown Toronto and a unique street structure, there has been little gentrification due to the neighborhood and family focused nature of the communities residing there.


Briar Hill-Belgravia is a neighbourhood located in the Fairbank and sits atop Eglinton West, where it occupies a large portion of what was once the city of York but which has been consumed by the ever growing city of Toronto. The residents of Briar Hill-Belgravia are largely diverse but the neighbourhood has an Italian feel with unique homes having kitchens in the basement. The people are mostly Roman Catholic, which also adds to the Italian ambiance of the area. Several languages are spoken in the neighbourhood including Italian, Russian and Portuguese. Tagalog is also becoming commonly used. The neighbourhood is named after the “Briar Hill Farm” that was owned by one its first pioneers, Matthew Parsons. IN 1892, the railway moved into the area and transformed it into a big city neighbourhood. Most of the residents living in Briar Hill-Belgravia today immigrated to the area after 1981 with a large amount of them showing up in 1996 and 2001 from the Philippines. The neighbourhood is close to Eglinton Ave West, which is nicknamed “the Avenue to the World” and has hundreds of stores.

Caledonia-Fairbank is a neighbourhood in the York district of Toronto, Ontario. The neighbourhood was established, like many in Toronto, around the presence a post office in the late 1800s. Fairbank is characterized by a series of rolling hills that rise to the north, culminating in Briar Hill. This unique geography led to the construction of mostly winding and one-way roads through the neighbourhood. The area developed steadily with the rest of Toronto and York into the 1930s, with most of the homes in Fairbanks being constructed at this time. Due to the winding roads and hilly nature of the neighbourhood forcing a lower density of houses, many of the homes are multi-story rather than the more common single story bungalows of the period.

Caledonia-Fairbanks is a working class neighbourhood. It hosts a large and multi-generational immigrant population, primarily Italians, Portuguese, and West Indians. Over 60% of the residents identify as Roman Catholic. There is a sense of community and family in the neighbourhood.


Humewood-Cedarvale is a neighborhood in the York district of Toronto, Ontario. Its defining characteristic is the Cedarvale Ravine which cuts the neighborhood diagonally into the Humewood and Cedarvale sections. The more exclusive Cedarvale section was originally intended to be a gated community, but the explosive population growth of Toronto in the early 1900s put too much pressure on the neighborhood to provide more housing.

The neighborhoods beautiful greenery around the ravine and its proximity to downtown Toronto while maintaining some distance makes it a highly desirable location for the affluent. Humewood is an upper middle class neighborhood with many one-way streets and no major through-streets. This makes for a quiet and peaceful atmosphere. Cedarvale is primarily upper class. There is a large Jewish community in the area, especially in the Cedarvale section, where they make up over 60% of the population.

The Cedarvale Park area around the Cedarvale Ravine is a focal point of the neighborhood. It is especially friendly to the environment, with educational activities such as classes about local flora and fauna, and to dogs, with a special enclosed section to allow for an off-leash dog park.

Keelesdale-Eglinton West is one of the two neighborhoods of the erstwhile city of York which become a district of Toronto, capital of Canada in the year 1998. The neighborhood south of Eglinton and west of Black Creek Drive is known as Keelesdale-Eglinton West while north of Eglinton is called Beechborough-Greenbrook. In the past this neighborhood was populated by many Roman Catholics of Portuguese or Italian descents; today this neighborhood is a home to many diverse inhabitants mostly of the working class. Besides English, there are a large number of Spanish, Italian and Portuguese speakers in the neighborhood. Keelesdale-Eglinton West is one of the major commercial hubs in the district of York. The nearby Elington Park adds to the scenic beauty of Keelesdale while the Orthodox Church located in the vicinity attracts the spiritual. The fresh mountain air and great climate make this area one of the most popular destination for those looking to buy a vacation home.

Lambton Baby Point is a neighborhood in the York district of Toronto, Ontario. It is a very old neighborhood, with settlement beginning in the 1810s. After a century of ownership by the family of James Baby, this area was sold and then developed into a residential neighborhood. Located against the eastern bank of the Humber River, Lampton Baby Point was marketed as an upper class residential experience and was one of the first gated communities. The Humber River valley surrounds the neighborhood with ravines and park land, added natural beauty to this affluent region. The entire western border of the neighborhood is continuous park land.

Although the gates themselves have been taken down, Lampbton Baby Point remains a fairly exclusive neighborhood. Nearly half the families make over $100,000 and homes retail for an average of $600,000. The majority of residents identify as English, Scottish or Irish. It is a very popular neighborhood for affluent families with children, offering safety, natural beauty, and relative proximity to Toronto's center.

Mount Dennis is a neighborhood in the York district of Toronto, Ontario. It was named both for its first owner, John Dennis, and its location atop a series of rolling hills. It is bordered by the Humber River to the west and Black Creek to the east. These natural features give the neighborhood a lush and green atmosphere. The neighborhood itself was created somewhat spontaneously by the workers of the nearby Eastman Kodak Company factory. Over time, various small developments filled in the gaps and an eclectic, working-class residential neighborhood was created.

Over the years, the small, affordable housing available in Mount Dennis has attracted a wide array of immigrants. The neighborhood is one of the most diverse in Toronto. There are thousands of families in the area that speak a non-English first language. Over 11 languages are spoken by more than 100 families each as a mother tongue. Mount Dennis has maintained its working class roots throughout the years, and has a median family income slightly below the Toronto norm. Over the past decade, the incidence of extreme poverty has diminished in the neighborhood, and income has risen slightly as the immigrant population generates progressively more wealth the longer they've been in the country.

Oakwood-Vaughan is a neighbourhood in the York district of Toronto, Ontario, not to be confused with the city of Vaughan. This neighbourhood saw most of its early growth in the early 1900s when streetcar service was brought to the area. Oakwood-Vaughan consists mostly of single-story homes constructed in the 1920s and 1930s. While the neighborhood shares many geographic and historic factors with its neighbours, Cedarvale and Humewood, it is not generally considered as desirable a location. This perception has begun changing in recent years, as middle class families looking for affordable housing in a nice, established neighborhood are finding Oakwood-Vaughan a viable alternative to more expensive areas. Over the past decade, the neighbourhood has become more affluent, with a sharp increase in families making over $100,000 a year, as well as a general decline in the percentage of working class families versus middle class ones.

With its small, affordable homes and working or low-middle class reputation, Oakwood-Vaughan has been a traditional landing spot for immigrant families. This has led to the neighbourhood being very ethnically diverse, with significant Italian, Portuguese, Filipino, and Jamaican minority populations.

If you are continually being denied by those normal finance institutions, then My Canada Payday has what you require. There's nobody else lending today providing support comparable to ours. We understand you are very busy so we made this loan application very quick. We also always respect your privacy thus it isn't our policy to pose a lot of personal questions regarding any intended use of the money. Despite the fact that we actually do examine your credit profile, this doesn't determine the final call whether to provide the funds .

Rockcliffe-Smythe started out as a farming community in the 1800's and has developed into a mostly working class area that offers lots of open green space. When Smythe Gravel Pit opened in the 1920's, the neighborhood grew into a mostly residential neighborhood that is home to a large Latin American community. It was part of York until the amalgamation of Toronto in 1998. The gravel pit eventually closed down and is now the location of Smythe Park and the Smythe Park Recreation and Community Center, which is near the center of the neighborhood. It is one of Toronto's lowest neighborhoods in terms of average income and average house prices. Rockcliff-Smythe was part of York until the amalgamation of Toronto in 1998. It has also broken down into the smaller neighborhoods of Syme and Harwood. Syme is named after George Syme who settled the area in 1862 and was the one of the longest serving school trustees in Ontario.

The first European settlement in the area now known as Weston, Ontario occurred in the 1790s and the village was incorporated in the 1881, and then as a town in 1914. In 1815, a prominent mill owner named James Farr named the village Weston after Weston, Hertfordshire, where Farr was born. The Grand Trunk Railway arrived in 1856 causing development on the east side of the Humber River. The west side of the river was also developed but a flood destroyed much of it in 1850. The Weston Golf and Country Club is now situated in this area.

During the 19th century, Weston became an important industrial hub for the Toronto area. Today, Weston is comprised of Victorian homes, old restored churches and apartment and condominium buildings and, recently, areas in Weston have been designated as historic. There is a large population of Black Canadians who live in Weston, comprised of both Afro-Caribbean and West African descent.

Visitors can visit the historic library, enjoy a picnic lunch under one of the large 100-year-old trees, or play at Cruickshank Park. There are also bike paths at the park, which lead to Lake Ontario. There is plenty to do and see while you're in Weston, as long as you've got some cash on hand which brings us to our next point.

And naturally, we cover the municipalities that make up York, including Aurora, East Gwillimbury, Georgina, King, Markham, Newmarket, Richmond Hill, Vaughan and Whitchurch-Stouffville. Anywhere you live in York, My Canada Payday can help you out with an online payday loan.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.