Safe. Fast. Affordable.
You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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Part of our series on districts of Toronto
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Payday Loans in Old City of Toronto, Toronto, Ontario


If you've already talked to your friends and family and can't find anyone to borrow from, consider My Canada Payday. When it comes to short term credit, we are the best choice on the market. Our easy online application can be filled out in a matter of minutes and we don't ask a lot of personal questions about what you need the funds for. While we will look at your credit report, we will rarely base our decision on its contents.

Payday loans are usually used because of their high speed. Slow moving regular banks take weeks to even schedule an appointment for a loan. You can expect to wait weeks more before the funds arrive. If you have a bill coming due tomorrow, how will a regular bank help you? My Canada Payday knows how important getting funds quickly is, and that's why we deliver our loans via Interac. It only takes a few minutes to be approved and a few minutes to receive the money.

While repeat borrowers can in some cases borrow as much as $1500, a typical first loan will be fore no more than $300. Your loan also can not exceed 50% of your net income. This is to ensure that paying back the loan doesn't cause any financial stress.

We Lend Across Canada

We offer online payday loans across Canada. Below are the provinces we operate in, as well as some of the major cities we lend in.