If you have ever been to a payday loan store in Scarborough or Toronto, you will probably love our online application system. You won't have to wait in a lineup with us. Everything can be handled online, and we will get a response back to you within minutes. The only thing that you need is a computer or smartphone and access to the internet. We work with PCs, Macs, iPhones and Android.
People use payday loans for many reasons but the one most commonly cited is bad credit. Bad credit can be an absolute killer when it comes to loan applications with banks, because they are too inflexible to deal with the needs of payday borrowers. We understand that bad credit is a common problem, but it doesn't mean that such people are untrustworthy. We make our determinations on a broader set of criteria that allow us to offer loans to many people that traditional banks will not consider.
Before we can issue a loan to you, you will need to provide us with enough information to confirm your identity. We'll also need a screen capture of your latest bank statement and some proof that you are getting employment income. Unfortunately we can't offer a loan if you are paid in cash or if your income is only from ODSP at this time.